Portfolio Risk Associate, Risk & Analytics

Avant • Chicago, IL

1d • $77,000 - $115,000 • Hybrid

About The Position

Avant is looking for a Portfolio Risk Associate to join our Risk & Analytics team. We are seeking a motivated and analytically driven candidate who is passionate about problem-solving, customer behavior analysis, and portfolio performance monitoring. This person will play an important role in supporting portfolio risk monitoring and insight generation across the credit lifecycle while partnering closely with teams across Originations Risk and Account Management Risk. This role is ideal for someone who enjoys combining analytics, business understanding, and strategic thinking to help drive data-informed decisions in a fast-paced fintech environment.

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Computer Science, Engineering, or a related quantitative field
• 1–3 years of experience in analytics, strategy, risk, financial services, or a related quantitative field preferred
• Strong analytical, problem-solving, and critical thinking skills
• Experience with SQL and Python preferred
• Ability to communicate analytical findings clearly to both technical and non-technical audiences
• Comfortable working with large datasets and ambiguous business problems
• Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred

Responsibilities

• Analyze portfolio trends, customer behavior, and credit performance across originations and existing accounts
• Support portfolio monitoring through recurring analyses, reporting, and strategic insight generation
• Identify emerging risks, behavioral trends, and performance shifts within the portfolio
• Conduct deep dive analyses on delinquency trends, utilization behavior, payment patterns, profitability metrics, and customer segments
• Partner with Originations Risk and Account Management teams to evaluate portfolio performance and strategy impacts
• Mine and analyze large datasets using SQL and Python to support business decisions and risk monitoring initiatives
• Build and maintain dashboards, analytical datasets, and reporting frameworks
• Translate analytical findings into clear business insights and recommendations for leadership
• Perform ad hoc analyses related to portfolio strategy, growth initiatives, and macroeconomic trends
• Collaborate cross-functionally with Risk, Finance, Data Engineering, Product, and other internal teams

Benefits

• Choice of great Medical, Dental, and Vision Insurance Plan options
• 401(k) match
• Flexible Time Off
• Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
• Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
• Lunch Allowance (Fooda) and In-office Snacks
• Summer Fridays
• Fun In-Office and Virtual Social Events
• Swag

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level