Construction Surety Underwriter - Financial Analyst

Travelers • Centennial, CO

5d • $72,200 - $119,000

About The Position

Travelers’ Bond & Specialty Insurance business provides management and professional liability insurance and surety bonds to businesses and nonprofit organizations. This role is part of the Construction Services team, which provides surety bonds to public and private owners of construction projects. The position blends financial and business risk evaluation with relationship-building, sales, and negotiation involving clients, agents, and brokers. It also includes analyzing contractors’ business operations and financial statements, assessing market forces, and providing consultative services.

As an Associate Account Executive, the employee will build relationships with agents and brokers, evaluate risk within an assigned book of business, and work toward business goals. The role focuses on managing a typically smaller book, underwriting routine customer accounts, and contributing to profitability and growth while learning to assess risk and market Travelers products. The position requires travel to in-person meetings with agents and brokers.

Requirements

• At least one year of related professional experience.
• One to three years of applicable underwriting experience is listed as an ideal qualification.
• Bachelor’s degree is listed as an ideal qualification.
• Working knowledge of products, the regulatory environment, and local market conditions is listed as an ideal qualification.
• Critical-thinking skills to underwrite, market products, identify financial challenges, and analyze information to make decisions aligned with the company’s risk appetite are listed as an ideal qualification.
• Communication skills and the ability to negotiate with agents and brokers are listed as an ideal qualification.
• Ability to travel to in-person meetings with agents and brokers.

Nice To Haves

• Applicable professional experience.
• Bachelor’s degree.
• One to three years of applicable underwriting experience.
• Working knowledge of products, the regulatory environment, and local market conditions.
• Critical-thinking skills to underwrite, market products, identify financial challenges, and analyze information to make decisions aligned with the company’s risk appetite.
• Communication skills and the ability to negotiate with agents and brokers.

Responsibilities

• Manage the profitability, growth, and retention of a typically smaller assigned book of business.
• Underwrite and negotiate routine customer accounts to minimize risk and maximize profitability.
• Partner with leadership to execute business-unit underwriting strategies across the assigned book of business and achieve profit and growth objectives.
• Cultivate relationships with internal partners to identify cross-selling opportunities.
• Maintain external relationships by meeting in person with agents and brokers to market and sell Travelers products and write and retain accounts consistent with the company’s risk appetite.
• Travel to meetings with agents and brokers.
• Identify and capture new business opportunities using consultative marketing and sales skills.
• Execute agency, region, and group sales plans with guidance from management.
• Perform other duties as assigned.

Benefits

• Health insurance coverage for eligible employees and family members beginning on the first day of employment.
• Dollar-for-dollar 401(k) matching contributions up to the first 5% of eligible pay, subject to an annual maximum.
• Paying it Forward Savings Program contributions to an employee’s 401(k) when the employee makes student loan payments.
• A pension plan funded 100% by Travelers.
• At least 20 days of paid time off annually.
• Nine paid company holidays.
• Wellness program with tools, discounts, and resources supporting wellness goals and caregiving needs.
• Mental health program with access to free professional counseling, health coaching, and other resources.
• Matching Gift and Volunteer Rewards program.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level