Compliance Testing Manager (US)

TD Bank • Charlotte, NC

1d • Onsite

About The Position

The Compliance Testing Manager is part of TD Bank US Compliance’s U.S. Compliance Monitoring & Testing team within Second Line Compliance. The team performs independent, risk-based compliance testing and validation to assess whether controls and processes effectively meet regulatory requirements. Testing evaluates compliance with applicable laws, rules, and regulations; issue validations independently assess the effectiveness and sustainability of corrective actions addressing identified compliance issues.

The manager plans, executes, and oversees independent, risk-based compliance testing engagements, providing subject matter expertise on compliance risks, controls, processes, and testing methodologies. The role leads assigned engagements from end to end, may perform testing directly, and may support issue validations and other strategic initiatives as needed. It works independently, provides direction to specialists and other team members, handles complex and concurrent reviews, and may serve as the team’s highest escalation point.

The position contributes to the development of a resilient, scalable, forward-looking compliance program. It involves managing day-to-day work while helping design and implement evolving compliance structures and processes in a fast-paced, dynamic environment. The role collaborates with stakeholders across business lines and control functions, identifies and escalates risks and issues, and supports operational efficiency, knowledge sharing, and team development.

Requirements

• Undergraduate degree or equivalent work experience.
• At least 7 years of experience.
• Strong knowledge of regulatory requirements, risk management frameworks, and compliance testing methodologies.
• Ability to interpret laws, regulations, and regulatory guidance and assess their impact on compliance programs.
• Strong analytical skills, including the ability to identify, assess, and escalate risks and issues.
• Proficiency with Microsoft Office and reporting tools.
• Strong organizational, project management, and communication skills.
• Ability to manage multiple priorities and deliver results in a fast-paced environment.
• Ability to work independently and lead complex engagements from end to end.

Nice To Haves

• Experience in compliance testing, audit, risk management, or regulatory compliance within a regulated environment.
• Experience leading and executing compliance testing, validation, audit, or monitoring engagements.
• Experience using data analytics and AI-enabled tools to improve testing effectiveness and identify regulatory risks.
• CRCM certification.

Responsibilities

• Plan, execute, and oversee independent, risk-based compliance testing engagements in accordance with established standards and strategic direction.
• Lead all phases of assigned testing engagements, including communications and reporting, and perform independent testing when applicable.
• Provide work direction, subject matter expertise, and guidance to specialists, stakeholders, and team members.
• Conduct analytical research and analysis as part of testing engagements and initiatives.
• Execute follow-up on findings raised from testing engagements and support issue validations as needed.
• Assess compliance risks, controls, and processes against regulatory requirements and business practices; identify, analyze, mitigate, and escalate risks and issues.
• Document research and engagement requirements clearly and concisely.
• Manage multiple concurrent reviews, priorities, and timelines while delivering quality results.
• Build collaborative relationships with business partners, stakeholders, and control functions, and promote alignment with enterprise and regulatory requirements.
• Contribute to projects, strategic initiatives, and cross-functional or enterprise activities as a subject matter expert.
• Review internal processes and identify opportunities to improve operational efficiency.
• Monitor emerging issues, industry trends, and regulatory requirements and assess their potential impact on the Bank.
• Support team development through mentorship, knowledge transfer, cross-training, and sharing best practices.
• Maintain a culture of risk management and control in alignment with the Bank’s risk appetite and applicable policies and frameworks.

Benefits

• Health and well-being benefits
• Savings and retirement programs
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
• Banking benefits and discounts
• Career development
• Reward and recognition
• Training programs
• Online learning platform
• Mentoring programs
• Variable compensation or incentive awards, with eligibility for cash and/or equity awards generally through participation in an incentive plan

What This Job Offers

• Job Type: Full-time
• Career Level: Manager