Compliance Testing Analyst II - Lending Compliance Testing (Hybrid - see potential locations in description)
About The Position
The Compliance Testing Analyst II assists in executing risk-based compliance testing engagements to ensure the Bank complies with applicable laws, rules, and regulations. The role supports ongoing risk assessment, control identification, and testing execution within the compliance portfolio, with a focus on lending activities across Mortgage, Consumer, Commercial, and Business Banking. It provides an opportunity to learn about M&T’s lending businesses, support functions, and internal control framework. The position works under minimal supervision of the Compliance Testing Manager and requires independent judgment and discretion. It has substantial contact with cross-functional testing teams and internal business units supporting lending activities. The role has no supervisory responsibilities. This is a hybrid position requiring work at an M&T Bank corporate office four days per week, with one day per week of remote work possible. Potential locations include Buffalo, NY; Bridgeport, CT; Baltimore, MD; Boston, MA; and Wilmington, DE.
Requirements
- Bachelor’s degree in a business-related curriculum and at least 2 years of relevant work experience in Compliance, Audit, or Risk Management; alternatively, a combined minimum of 6 years of higher education and/or work experience, including 2 years of relevant work experience.
- Fundamental understanding of financial services functions.
- Ability to thrive in a collaborative, team-oriented environment.
- Strong interpersonal skills and effective oral and written communication.
- Strong organizational and analytical skills.
- Regulatory knowledge related to aspects of the portfolio.
- Proficiency with personal computers and pertinent software packages.
Nice To Haves
- Financial services industry experience, particularly in Mortgage, Consumer, Commercial, or Business Banking lending activities.
- Related certifications such as CPA, CIA, CISA, CAMS, CRCM, or similar.
- MBA or master’s degree in an appropriate field.
- Experience building compliance or audit test scripts.
Responsibilities
- Interface with multiple organizational levels to obtain information about processes and controls.
- Perform compliance testing in accordance with department and professional standards.
- Plan and execute control and substantive testing, assist with review of testing, and evaluate results for control weaknesses or testing exceptions.
- Organize and complete work within established timeframes and periodically provide status updates.
- Participate in collaborative testing team discussions with all levels of management, where judgment and opinions are challenged.
- Serve as a resource to junior compliance team members.
- Review test findings with testing management and other compliance officers to confirm issue validity.
- Maintain working knowledge of regulatory requirements to perform appropriate testing.
- Assess business-unit processes and controls and provide risk-focused input on the effectiveness and efficiency of the testing approach.
- Independently document higher-complexity test scripts.
- Participate in special projects as needed.
- Manage multiple assignments and meet established deadlines.
- Adhere to applicable compliance and operational risk controls and Company or regulatory standards and policies.
- Understand and adhere to Company risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite; identify risk-related findings requiring escalation.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
- Complete other related duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
