Compliance Risk Consultant - Business Banking

U.S. Bank•Gresham, OR

4d•Hybrid

About The Position

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective compliance risk management framework. Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. Identifies, responds and/or escalates risks as appropriate. Serves as a functional liaison between the Line of Business and the Lines of Defense.

Requirements

Bachelor's degree, or equivalent work experience
Typically more than six years of applicable experience
Consumer Compliance expertise in Business Banking (e.g. TCPA, CAN-SPAM, ECOA, CRA, HMDA, Fair Lending, Reserve Requirements, Funds Availability)
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
Thorough knowledge of Risk/Compliance/Audit competencies
Strong analytical, process facilitation and project management skills
Effective presentation, interpersonal, written and verbal communication skills
Effective relationship building and negotiation skills
Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Nice To Haves

Applicable professional certifications
CRCM preferred

Responsibilities

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective compliance risk management framework
Participates in projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations
Identifies gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors
Identifies, responds and/or escalates risks as appropriate
Serves as a functional liaison between the Line of Business and the Lines of Defense
Utilize compliance and fair lending / UDAAP knowledge to provide effective support competencies to adequately assess risk in support of Business Banking initiatives and product initiatives (PRISMs)
Expertise utilizing compliance risk and control self-assessments (ECRAs)
Review policies, procedures and marketing materials

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension