Compliance Lead, Canada
About The Position
Affirm is seeking a Compliance Lead for Canada to play a pivotal role as an individual contributor responsible for the Canada compliance framework. This role involves applying deep regulatory expertise and independent judgment to ensure alignment with Canadian regulatory requirements while integrating local obligations into the global compliance program. The Legal, Compliance, and Public Affairs team at Affirm is dedicated to helping the company scale, innovate, and provide outstanding products. This team combines legal, compliance, and policy expertise to guide growth, shape products, and build trust. The International Compliance team designs and implements compliance programs that proactively address regulatory requirements while identifying and mitigating compliance risks. As a second line of defence function, Compliance partners closely with the business to support new products, markets, and strategic initiatives while strengthening controls and delivering strong consumer outcomes.
Requirements
- 5+ years of compliance, regulatory, or legal experience in a Canadian regulated financial services environment (consumer credit or fintech preferred)
- Bachelor’s degree required
- Strong working knowledge of Canadian consumer protection and payment regulations along with the applicable regulatory frameworks (e.g., RPAA and related obligations)
- Ability to apply regulatory interpretation pragmatically within a commercial environment
- Experience supporting regulatory reporting, compliance risk assessments, and control testing.
- Strong analytical and documentation skills
- Ability to operate independently with sound judgment
- Excellent written and verbal communication skills
- Pragmatic, solutions-oriented mindset
- Ability to influence cross-functional stakeholders
Nice To Haves
- CAMS/CFCS or similar certification is an asset
Responsibilities
- Serve as subject matter expert on consumer protection, payment regulations and related financial regulatory requirements
- Support execution of risk controls related to safeguarding, operational risk and program governance under the Retail Payments Activities Act (RPAA)
- Provide regulatory advice to Product, Legal, Risk, and Operations teams on new initiatives and business changes
- Interpret regulatory developments and translate them into actionable business guidance
- Support regulatory examinations, inquiries, and supervisory engagement
- Oversee required Canadian regulatory reporting and ensure timely, accurate submissions
- Prepare compliance updates for senior leadership and risk governance forums
- Support preparation of materials for executive and Board-level committees
- Maintain documentation evidencing regulatory compliance and program effectiveness
- Lead the Canada compliance risk assessment and periodic refresh processes
- Evaluate control effectiveness and recommend enhancements where gaps are identified
- Review monitoring outputs and provide expert-level guidance on issue disposition
- Escalate material compliance risks appropriately within global governance structures
- Maintain and enhance Canada-specific policies, procedures, and control documentation
- Support development of compliance monitoring activities aligned to local risk exposure
- Partner cross-functionally to ensure remediation efforts are implemented effectively
Benefits
- 100% subsidized medical coverage
- dental and vision for you and your dependents
- monthly stipends for health, wellness and tech spending
- equity rewards offered by Affirm Holdings, Inc. (parent company)
- competitive vacation and holiday schedules
- An employee stock purchase plan enabling you to buy shares of Affirm at a discount
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What This Job Offers
Job Type
Full-time
Career Level
Senior
