Compliance Analyst

EarnIn

2d•Remote

About The Position

We are seeking an experienced Compliance Analyst who will play a critical role in ensuring compliance with regulatory requirements and mitigating both current and emerging risks by creatively leveraging data and technology to improve the effectiveness of business and compliance processes. The US base salary range for this full-time position is $85,000- $ 99,300, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a remote position.

Requirements

1+ years of compliance risk management experience in Financial Services, specifically with consumer deposits, payments, and/or lending experience;
Strong knowledge of federal and state financial regulations, particularly those related to consumer protection and financial products, including but not limited to: UDAP/UDAAP, Reg E/EFTA, Reg B/ECOA, Reg TISA/Reg DD, Reg Z/TILA/CARD Act.
Demonstrated knowledge of compliance/regulatory risks, processes, and control frameworks, and the ability to design and evaluate the effectiveness of controls embedded within business processes;
Experience and strong understanding of various compliance systems with the ability to configure, maintain, and troubleshoot.
Clear, concise, and persuasive written and verbal communication;
Strong orientation to deadline and detail;
Commercially-oriented creative thinker and problem solver;
Strong project management, critical thinking, and analytical skills;
Mature, professional, and of unquestionable integrity, carrying out excellent judgment when handling sensitive information
Ability to embrace and champion our core values

Nice To Haves

Relevant industry certification (e.g., CRCM) is a plus

Responsibilities

Review proposed changes or new products, services, or features to identify potential compliance risks or concerns and the impact of changes to existing compliance policies and procedures.
Provide recommendations to improve the compliance process and enhance the company’s ability to adapt to regulatory changes.
Monitor the implementation of corrective actions and escalate when appropriate.
Analyze regulations and their applicability to our products and services, and assist with the development of creative and compliant processes and controls
Administer compliance tools, including configuration, maintenance, and troubleshooting.
Execute projects as directed by the manager, ensuring timely and accurate completion while seeking guidance when needed
Monitor adherence to policies and procedures, and test the effectiveness of processes and controls
Foster collaboration and provide cross-functional support within the department, including areas such as fraud, disputes, third-party risk management, privacy, and compliance program
All other duties as assigned