Complex Commercial & Industrial (C&I) Loan Closing Administrator (in-office) - Chandler, Irvine, Denver, Las Vegas, Midvale, or Houston

Zions Bancorporation • Midvale, UT

26d • $30 - $45 • Onsite

About The Position

Zions Bancorporation is seeking a highly skilled Complex Commercial & Industrial (C&I) Loan Closing Administrator to support the closing of complex commercial and industrial transactions. The role ensures accuracy, risk management, and compliance throughout documentation and due diligence, interprets sophisticated commercial loan agreements, resolves unique closing issues, and protects the bank’s collateral and lien positions. The Administrator also provides technical leadership, training, and mentorship to less experienced loan specialists and closers.

The position works closely with relationship managers, underwriters, credit officers, external legal counsel, commercial borrowers, and other partners throughout the closing lifecycle. It is fully in-office five days a week in Chandler, Arizona; Irvine, California; Denver, Colorado; Las Vegas, Nevada; Midvale, Utah; or Houston, Texas. The stated pay range is $30.00–$45.00, depending on experience and location.

Requirements

• At least 4 years of dedicated commercial loan closing, commercial paralegal, or C&I loan documentation experience in a complex commercial banking environment.
• Deep knowledge of commercial lending processes, UCC Article 9 filing guidelines, blanket liens, purchase money security interests (PMSIs), possessory collateral controls such as DACAs and stock certificates, and asset-backed lending mechanics.
• Proven experience collaborating with outside legal counsel on complex, custom-drafted C&I credit facilities and borrowing agreements.
• Solid understanding of commercial banking compliance requirements, including borrowing-entity certification processes, beneficial ownership standards, and financial covenant monitoring.
• Exceptional accuracy, analytical thinking, and attention to detail, including the ability to manage multiple high-priority, complex operating lines and term facilities simultaneously.
• Excellent written and verbal communication skills and the ability to build positive relationships with corporate clients, treasury officers, and outside counsel.
• Proficiency with commercial loan systems such as nCino and office productivity software including Word and Excel.
• High school diploma or equivalent required.

Nice To Haves

• Experience guiding, mentoring, or training peer-level team members.
• Bachelor’s degree in finance, business, economics, or a related field, or equivalent professional experience or paralegal certification.

Responsibilities

• Review complex C&I credit approvals for compliance, appropriate lending authority, and collateral perfection requirements; interpret credit agreements and establish actionable closing conditions.
• Analyze collateral security requirements under UCC Article 9; coordinate UCC-1 financing statement preparation and filing; and manage execution of DACAs, stock pledges, and specialized liens involving equipment, inventory, and accounts receivable.
• Review borrowing base certifications, field audits, and financial covenants to assess due diligence and risk for operating lines and asset-based facilities before funding.
• Coordinate external legal counsel on custom attorney-prepared loan documents, complex credit and security agreements, and escrow closing instructions; verify documents conform to credit approvals and bank policies.
• Serve as a central communication hub during closing, maintaining proactive contact with corporate clients, relationship managers, third-party auditors, and external counsel.
• Assist with training, onboarding, and mentoring less experienced loan specialists and closers, and act as a technical resource on complex commercial closings and collateral perfection.
• Evaluate complex borrowing-entity structures to confirm signing authority and compliance with applicable federal requirements, including beneficial ownership standards, Regulation B, and anti-money-laundering controls.
• Resolve moderately complex to highly complex closing and documentation issues using sound judgment and established practices, policies, and regulatory guidelines.
• Perform other duties as assigned.

Benefits

• Benefits starting on day one
• 12 bank holidays
• Profit sharing
• Company-matched 401(k) contributions

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED