Complex Commercial & Industrial (C&I) Loan Closing Administrator (in-office) - Chandler, Irvine, Denver, Las Vegas, Midvale, or Houston

Zions Bancorporation • Midvale, UT

25d • Onsite

About The Position

Zions Bancorporation is seeking a Complex Commercial & Industrial (C&I) Loan Closing Administrator to support the closing of complex commercial and industrial transactions. The role ensures accuracy, risk management, and compliance throughout documentation and due diligence, interprets sophisticated commercial loan agreements, resolves unique closing issues, and helps protect the bank’s collateral and lien positions. It also provides technical guidance, training, and mentorship to less experienced loan specialists and closers.

The Administrator works closely with relationship managers, underwriters, credit officers, external legal counsel, and commercial borrowers throughout the closing process. The position is fully in-office five days a week in Chandler, Arizona; Irvine, California; Denver, Colorado; Las Vegas, Nevada; Midvale, Utah; or Houston, Texas.

Requirements

• At least 4 years of dedicated commercial loan closing, commercial paralegal, or C&I loan documentation experience in a complex commercial banking environment.
• Deep knowledge of commercial lending processes, UCC Article 9 filing guidelines, blanket liens, purchase money security interests (PMSI), possessory collateral controls (including DACAs and stock certificates), and asset-backed lending mechanics.
• Experience collaborating with outside legal counsel on complex, custom-drafted C&I credit facilities and borrowing agreements.
• Solid understanding of commercial banking compliance requirements, including borrowing entity certification processes, beneficial ownership (BOI) standards, and financial covenant monitoring.
• Exceptional accuracy, analytical thinking, and attention to detail, with the ability to manage multiple high-priority, complex operating lines and term facilities simultaneously.
• Excellent written and verbal communication skills and the ability to build positive relationships and maintain professional contact with corporate clients, treasury officers, and outside counsel.
• Proficiency with commercial loan systems such as nCino and office productivity software, including Word and Excel.
• High school diploma or equivalent required.

Nice To Haves

• Experience guiding, mentoring, or training peer-level team members.
• Bachelor’s degree in finance, business, economics, or a related field, or equivalent professional experience or paralegal certification.

Responsibilities

• Review complex C&I credit approvals for compliance, appropriate lending authority, and collateral perfection guidelines.
• Interpret complex credit agreements and establish actionable conditions to close.
• Analyze collateral security requirements under UCC Article 9; coordinate preparation and filing of UCC-1 financing statements; and manage execution of DACAs, stock pledges, and specialized liens on equipment, inventory, and accounts receivable.
• Review borrowing base certifications, field audits, and financial covenants to assess whether operating lines and asset-based facilities are appropriately structured before funding.
• Coordinate with external legal counsel on custom attorney-prepared loan documents, complex credit and security agreements, and escrow closing instructions; verify alignment with credit approvals and bank policies.
• Maintain proactive communication with corporate clients, relationship managers, third-party auditors, and external legal counsel throughout the closing lifecycle.
• Assist with training, onboarding, and mentoring less experienced loan specialists and closers, serving as a technical resource for complex commercial closing and perfection structures.
• Evaluate complex borrowing entity structures to confirm signing authority and compliance with federal regulations, including beneficial ownership/BOI standards, Regulation B, and anti-money laundering controls.
• Resolve moderately to highly complex closing and documentation issues using sound judgment and established practices, policies, and regulatory guidelines.
• Perform other duties as assigned.

Benefits

• Benefits starting on day one
• 12 bank holidays
• Profit sharing
• Company-matched 401(k) contributions

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED