Community Home Lending Officer

First Merchants Corporation•Fort Wayne, IN

About The Position

As a Community Home Lending Officer, you will be responsible for developing new business by cultivating CRA/LMI prospects and referral contacts. You will advise prospects and customers on home loan products and processes, conduct interviews, take loan applications, and analyze financial data. Maintaining knowledge of available loan products, processing, underwriting, and exception procedures is crucial. This role also involves providing excellent customer service, conducting homebuyer-training seminars, and participating in community affairs to enhance the bank's visibility and generate new business opportunities.

Requirements

High school diploma or equivalent (GED).
Two (2) plus years in mortgage lending, consumer lending, credit counseling or homeownership counseling.

Nice To Haves

Understanding of conventional and/or government lending guidelines.
Understanding of residential first time home buyer processing, underwriting and closing process.
Experience presenting financial education workshops with a focus on low and moderate income and minority neighborhoods.

Responsibilities

Develop new business by cultivating CRA/LMI prospects and referral contacts (realtors, builders, teammate referrals, community partners and personal contacts).
Advise prospects and customers concerning home loan products and process.
Interview and take loan applications including the analysis of financial data and delivery of loan packages.
Maintain knowledge of available loan products, processing, underwriting and escalation of exception procedures.
Provide high level of customer service.
Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
Participate in community affairs to increase FMB’s visibility and enhance new business opportunities.