Commercial Valuation Appraiser

Fulton Bank • West Chester, IA

18h • $81,200 - $135,300 • Remote

About The Position

This is a full-time career opportunity that can be remote. Responsible for performing commercial appraisal review and related valuation activities to support the bank's commercial real estate valuation function. Evaluates commercial appraisal reports and related valuation products for regulatory compliance, technical adequacy, and overall credibility while working collaboratively with appraisers to resolve technical valuation issues and providing valuation guidance to bank employees. Contributes to appraisal engagement activities, collateral risk management, operational improvements, and continuous enhancement of the bank's valuation processes.

Requirements

• Bachelor's Degree or the equivalent experience. Specialty: Business Administration, Economics, Finance, or other applicable. (Required)
• 5 or more years experience appraising and/or reviewing various commercial property types as a State Certified General Real Estate Appraiser. (Required)
• State Certified General Real Estate Appraiser Certification. (Required)
• Working knowledge of commercial real estate appraisal principles, valuation methodologies, appraisal review practices, market analysis techniques, USPAP, and appraisal-related regulatory requirements applicable to commercial real estate valuation to identify and address valuation-related risks. (Required)

Nice To Haves

• 1 or more years experience in real estate collateral valuation and risk management within a regulated real estate, banking, or financial services environment. (Preferred)
• Professional Real Estate Appraiser Designation or Advanced Candidacy. (Preferred)

Responsibilities

• Independently performs commercial appraisal review and related valuation activities by applying sound professional judgment to evaluate commercial appraisal reports and related valuation products for regulatory compliance, technical adequacy, overall credibility, and supportable valuation conclusions.
• Determines the acceptability and reliability of appraisal and valuation products for the bank's intended use by identifying material valuation risks, assessing the adequacy of supporting analyses, and documenting review conclusions and recommendations.
• Works collaboratively with appraisers to resolve technical valuation issues, communicate review findings, and obtain credible, well-supported appraisal reports that satisfy applicable laws, regulations, appraisal standards, and bank requirements.
• Provides valuation guidance and technical consultation to bank staff regarding appraisal-related matters, valuation issues, regulatory requirements, and bank policies to support lending decisions and effective collateral risk management.
• Performs appraisal engagement and related valuation activities, including assignment scoping, engagement coordination, and other valuation support functions, to promote appropriate valuation solutions, effective risk management, and efficient delivery of valuation services.
• Contributes to the continuous improvement of the bank's commercial real estate valuation function by identifying opportunities to enhance appraisal review practices, valuation methodologies, operational processes, and service delivery while supporting quality, consistency, efficiency, and sound risk management.
• Maintains professional competency through continuing education and professional development.
• This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Benefits

• medical plans with prescription drug coverage
• flexible spending account or health savings account depending on the medical plan chosen
• dental and vision insurance
• life insurance
• 401(k) program with employer match
• Employee Stock Purchase Plan
• paid time off programs
• holiday pay
• paid volunteer time
• disability insurance coverage
• maternity and parental leave
• adoption assistance
• educational assistance
• a robust wellness program with financial incentives

What This Job Offers

• Job Type: Full-time
• Career Level: Senior