Commercial Underwriting Analyst II

Axos Bank • San Diego, CA

5d

About The Position

Support the Commercial Lending Group by working with originators and underwriters to screen, underwrite, and monitor loans. The role includes basic credit analysis, analysis of financial data and various types of lending collateral, recommendations supported by research and data, and administrative support for loan originations.

Requirements

• Bachelor's degree.
• 2–4 years of experience in monitoring or underwriting and structuring commercial lending transactions.

Responsibilities

• Perform basic credit analysis, which may include analyzing operating statements and recommending risk ratings.
• Analyze Commercial Lending, Accounts Receivable, Inventory, Equipment, and Loan and Lease Receivables collateral across an array of collateral types.
• Analyze financial data to determine customers' financial status.
• Make process improvement and action recommendations researched and supported by data and key metrics.
• Support administrative aspects of the originations process, including document collection, organization, and tracking due diligence requirements.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and holidays (about 11 a year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Saving Plan with Employer Match Program.
• 529 Savings Plan.
• Employee Mortgage Loan Program.
• Free access to an Axos Bank Account with Self-Directed Trading.
• Eligible for an annual discretionary cash bonus target of 25%, potentially awarded semi-annually based on achievement of performance goals and targets.
• Eligible for an annual discretionary restricted stock units bonus target of 25%, potentially awarded semi-annually based on achievement of performance goals and targets.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level