Commercial Underwriting Analyst II

Axos Bank • San Diego, CA

7d • $24 - $32

About The Position

The Commercial Underwriting Analyst II supports the Commercial Lending Group by working with originators and underwriters to screen, underwrite, and monitor loans. The role includes basic credit analysis, review of financial data and commercial collateral, process improvement recommendations, and administrative support for loan originations.

Requirements

• Bachelor’s degree.
• 2–4 years of experience in monitoring or underwriting and structuring commercial lending transactions.

Responsibilities

• Perform basic credit analysis, which may include analyzing operating statements and recommending risk ratings.
• Analyze commercial lending, accounts receivable, inventory, equipment, and loan and lease receivables collateral across a range of collateral types.
• Analyze financial data to determine customers’ financial status.
• Research and support process improvement and action recommendations with data and key metrics.
• Support administrative aspects of loan originations, including collecting, organizing, and tracking documents and due diligence requirements.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and approximately 11 holidays per year.
• HSA or FSA account and other voluntary benefits.
• 401(k) retirement savings plan with employer match.
• 529 savings plan.
• Employee mortgage loan program.
• Free access to an Axos Bank account with self-directed trading.
• Eligible for an annual discretionary cash bonus target of 25%, potentially awarded semi-annually based on performance goals and targets.
• Eligible for an annual discretionary restricted stock units bonus target of 25%, potentially awarded semi-annually based on performance goals and targets.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level