Commercial Underwriter I

EMC Insurance Companies • Texas - Work From Home, TX

1d • Remote

About The Position

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. Ideal candidate will be located in Texas.

Requirements

• Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
• Knowledge of commercial insurance products and coverage options preferred
• Good problem-solving and analytical skills and the ability to make sound decisions
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to maintain high standards of professional competence
• Good computer skills, including knowledge of Microsoft Office and social media
• Ability to work on multiple projects while meeting deadlines
• Good written and verbal communication skills
• Good negotiating skills preferred

Nice To Haves

• Insurance designations, such as AINS, AU, CIC or CPCU preferred

Responsibilities

• Shadows experienced underwriters to learn company and regional middle market risk appetite and gain experience in developing agency relationships.
• Consults experienced underwriters to ask questions and gain understanding in underwriting best practices.
• Supports underwriting team by completing tasks, such as reviewing endorsements within authority limit and analyzing assigned new and renewal accounts.
• Under supervision, evaluates basic middle market accounts for risk selection and pricing purposes within limited authority.
• Analyzes exposure, company and regional risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
• Maintains proper file documentation in connection with accounts.
• Communicates with agents and provides updates on accounts.
• Collaborates with marketing representatives to learn about building relationships and providing agents with good customer experiences, responsiveness, and ensuring they select EMC as their insurer of choice.
• Attends peer training sessions, corporate workshops, and learning courses to enhance underwriting knowledge and skills.

Benefits

• life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan
• full day of volunteer time off annually
• 401(k) plan match
• pension plan
• OneEMC bonus plan
• recognition and anniversary awards
• Professional development and growth opportunities
• tuition reimbursement
• Wellness initiatives to improve team member well-being and reduce health insurance costs

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level