Commercial Title Examiner
CAPITAL TITLE OF TEXAS LLC•Plano, TX
•Onsite
About The Position
We're looking for a seasoned commercial examiner to take ownership of title examination on our commercial pipeline — multifamily, office, retail, industrial, raw land and development tracts, hospitality, and energy/renewable projects. You'll work files from initial search through policy issuance, including the complex chains, entity structures, and multi-parcel assemblages that don't fit a residential workflow. This is a senior individual-contributor role with room to mentor.
Requirements
- 7+ years of Texas title examination experience, including 4+ years on commercial files
- Working command of the Texas promulgated forms and the TDI Basic Manual of Title Insurance, including the Procedural Rules governing commercial endorsements
- Demonstrated experience with multi-parcel, multi-county, and multi-site commercial transactions
- Ability to read and interpret surveys, plats, and legal descriptions, including metes and bounds, and to write and verify descriptions
- Strong drafting skills and the judgment to distinguish an insurable risk from one that requires cure
- Proficiency in title production software [SoftPro Select / RamQuest / ResWare] and county and vendor search platforms
- Independent, deadline-driven work habits with meticulous documentation
- Ability to function well in a high-paced and at times stressful environment.
- Proficient with Microsoft Office Suite or related software.
Nice To Haves
- Texas escrow officer license, or willingness to obtain
- TLTA or Texas Land Title Institute coursework; ALTA National Title Professional designation
- Paralegal certification or J.D.
- Abstractor or title plant experience
- Experience with energy, renewables, or large land assemblage transactions
- Multi-state examination experience
Responsibilities
- Examine extended chains of title from abstract plant run sheets, county records, and prior policies; determine vesting, identify gaps, and resolve conflicting conveyances
- Review and interpret deeds, deeds of trust, assignments, easements, restrictive covenants, dedications, plats, leases and memoranda of lease, rights of first refusal, options, and reciprocal easement agreements
- Analyze mineral and royalty reservations, severances, leases, surface use and accommodation issues, pipeline and utility easements, and wind/solar site control documents
- Review ALTA/NSPS Land Title Surveys against the record for boundary conflicts, encroachments, gaps and gores, access, setback and easement placement issues
- Examine entity authority documents — partnership agreements, LLC company agreements, corporate resolutions, trust instruments, powers of attorney, foreign entity registrations — and confirm authority to convey or encumber
- Clear name-based searches: judgments, federal and state tax liens, abstracts of judgment, UCC filings, bankruptcy, probate and heirship, divorce decrees, and receiverships
- Analyze ad valorem tax status, delinquencies, rollback tax exposure on ag/open-space and wildlife valuations, and MUD, PID, PUD and other special district assessments
- Evaluate mechanic's and materialman's lien exposure, including constitutional liens and Property Code Chapter 53 priority and inception-of-lien questions on construction deals
- Handle foreclosure and tax-sale chains, condemnation and right-of-way takings, quiet title judgments, and homestead and community property questions
- Draft commitments (T-7), pro forma policies, owner's and loan policies (T-1, T-2), and multi-site/aggregated policy sets
- Write clear, defensible Schedule B exceptions and Schedule C requirements, and draft the curative instruments needed to satisfy them
- Prepare and evaluate requests for commercial endorsements — including T-19/T-19.1, T-19.2/T-19.3/T-19.4, T-23 access, T-24/T-24.1 non-imputation, T-25/T-25.1 contiguity, T-26 additional insured, T-27 assignment of rents/leases, T-28 condominium, T-30 tax deletion, T-36/T-36.1 environmental protection lien, T-38, T-39, T-48 co-insurance, T-4/T-5 leasehold, T-13 interim construction binders, and T-3 general endorsements
- Handle standard exception amendments, including area and boundary deletions and mechanic's lien coverage on commercial transactions
- Escalate extra-hazardous risks, creditors' rights questions, and out-of-guideline requests to underwriting counsel with a written risk analysis and recommendation
- Coordinate reinsurance and co-insurance arrangements on large-liability transactions
- Work within TDI promulgated forms, the Basic Manual Procedural and Rate Rules, and internal underwriting guidelines — and document the basis for judgment calls
- Serve as the title resource for escrow officers, closers, outside counsel, lenders, brokers, and developer clients; explain findings to non-title audiences without losing precision
- Review work product from junior examiners and searchers; mentor and build bench strength
- Meet transaction deadlines on deals with active closing calendars and coordinate date-downs through funding and recording
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
