Commercial Rotation Program Associate - 2027

Capital One • McLean, VA

9d • Hybrid

About The Position

Commercial Rotation Program Associate - 2027 Key Role Details Full-time new hires for this role will start as a cohort in a rotational program in July 2027. This role is a full-time associate position within a two-year rotational program, designed as a career accelerator to foster the next generation of leading talent. Rotations occur at the one-year mark and allow for hands-on experience in two distinct roles. Rotations may require relocation depending on business need. Upon program completion, associates are given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies, or explore other opportunities at Capital One. Participation in the program requires that you are located in the continental United States with in-person attendance at your assigned location, in accordance with Capital One’s hybrid working model. At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer). Commercial Rotation Program Associate - 2027 Capital One’s Commercial Banking group is a passionate and entrepreneurial team embracing bold ideas and fostering collaboration to deliver great products. Today, the Commercial Bank services a $70 billion loan portfolio, serving more than 6,100 clients. We span several lines of business to deliver strategic client solutions by driving digital innovations that transform businesses and industries. What is the Commercial Rotation Program? The Commercial Rotation Program (CRP) is a two-year rotational program designed to help you launch a challenging, accelerated and rewarding career. You’ll have the tools to build a strong foundation in Commercial credit analysis, Commercial risk management, and other various functions and products offered to clients. As a part of the Commercial Rotation Program, you’ll participate in two rotations across various Commercial Bank business areas including: Healthcare & Technology, Media and Telecom, Energy Banking, Financial Institutions, Middle Market Banking, Commercial Real Estate, and Community Finance. Rotation locations may include McLean, VA; Houston, TX; Plano, TX; Chicago, IL; Boston, MA; Charlotte; NC. Associate placement in each location is determined by business demand, and associates must be open to changing geographic locations at least once throughout this two-year program. Throughout both rotations, you’ll be an integral part of your team and have a wide variety of hands-on experiences. You’ll develop a thorough understanding of commercial banking and risk management, while learning the fundamentals of relationship management, underwriting and portfolio management. Ongoing training will provide an in-depth look into critical teams and support functions, offering you a unique perspective across the Commercial Bank. You’ll receive ongoing mentorship and career development from seasoned leaders and executives across the Bank, helping you build the necessary skills, competencies and experiences to accelerate your career. Challenging team and individual projects, client interaction, broad business exposure, along with an immersion into multiple areas of the Commercial Bank that will allow you to develop a strong foundation in financial & credit analysis and grow as a leader in the financial services industry. Upon program completion, you’ll be given the opportunity to apply to roles within the Commercial Bank across all business areas and geographies. Many of our graduates go on to pursue careers in areas like Underwriting and Portfolio Management, Commercial Real Estate, Corporate Banking, Credit Risk, and more. We value collaboration and innovation. On the Commercial Banking team, you’ll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. If you want to be part of a fast-paced, client-centric and strategically-growing business, Capital One Commercial Bank wants you to join our talented group!

Requirements

• Currently has, or is in the process of obtaining, a Bachelor’s degree or higher with an expectation that you will complete your most recent full-time degree program by July 2027 or earlier.

Nice To Haves

• Currently has, or is in the process of obtaining, a Bachelor's degree or higher in Finance, Accounting, Business, Economics, or relevant major
• Exceptional interpersonal, verbal communication and writing skills
• Strong quantitative, analytical, problem solving and conceptual skills
• Examples of demonstrated leadership and team-oriented traits
• Knowledge of general accounting and finance principles
• Intellectually curious and forward thinking
• Familiarity with generative AI platforms and a demonstrated ability to use AI as a collaborator for research, drafting, and problem-solving in a fast-paced environment.

Responsibilities

• Participation in loan origination, structuring, underwriting and risk evaluation of credit facilities
• Research and analysis of industry and market data to complete financial projections
• Analyzing financial statements, portfolio and the company to support business development and credit decisions
• Ability to prioritize assignments and multi-task with strong attention to detail
• Ability to work in a fast-paced, collaborative and dynamic environment

Benefits

• performance based incentive compensation
• cash bonus(es)
• long term incentives (LTI)
• comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level