Commercial Relationship Manager I

Banner Bank•Riverside, CA

7d•Hybrid

About The Position

As a Commercial Relationship Manager I, you’ll support business clients by building strong relationships and delivering tailored financial solutions. You’ll play a key role in growing a high-performing portfolio while helping clients navigate their lending and treasury management needs. This is a great opportunity to develop your expertise while making a meaningful impact in your local community.

Requirements

Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
2 or more years of experience in commercial credit, analysis, or business development (Required).
An equivalent combination of education and experience can be considered in lieu of a degree.

Nice To Haves

A proven ability to develop and manage new business relationships.
Effective communication with strong relationship management, presentation, and negotiation skills.
A solid understanding of local markets and client needs.
Strong financial and analytical skills to underwrite and structure commercial credits.
Understanding of treasury management products and their value to business clients.
Knowledge of federal and state laws and regulations related to commercial lending and appraisal guidelines.

Responsibilities

Develop and manage relationships with new and existing commercial clients.
Actively market a broad range of bank services to meet the needs of business owners.
Negotiate loan terms and conditions within your scope of authority.
Prepare and present credit analyses and recommendations for borrowing requests.
Conduct credit reviews to ensure compliance with policies and regulatory requirements.
Monitor portfolio performance and manage risk through ongoing analysis and accurate risk rating.
Perform periodic credit reviews to maintain overall portfolio quality.
Build awareness of the bank through community involvement and networking.
Assist loan support staff to ensure efficient relationship management.
Follow all internal policies, procedures, security standards, and government regulations.