Commercial Portfolio Manager II

Busey Bank • Scottsdale, AZ

1d • $98,000 - $127,055

About The Position

Position Summary The Commercial Portfolio Manager provides a positive customer experience through managing the client relationship utilizing the full suite of Busey products and services. Maintain a compliant and clean book of business in partnership with the credit and loan coordination teams. The Portfolio Manager supports the bank’s relationship management efforts through preliminary financial analyses needed to make credit decisions, contributes and provides input to the loan decision process based on evaluation of key factors. The Portfolio Manage will report to the Market President or Managing Director of CRE. Duties & Responsibilities The Portfolio Manager will be familiar with the relationships/borrowers in their loan portfolio, proactively managing the assigned portfolio to ensure adherence to credit policy, including completing various required actions, such as; Perform preliminary financial analysis, address industry risks, collateral requirements, loan structuring and pricing, Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs Identify and make referrals to other business lines and departments Collaborates and communicates with internal/external clients regarding both sensitive and routine matters External networking and community involvement Make presentations on specific loans and participate in the bank’s loan approval process Offer approval recommendation based on credit structure fundamentals Grow existing relationships through increased borrowings, as appropriate, increase deposits and cash management, and cross sell into Wealth Management and Personal banking. Negotiate credit transactions Service existing customer relationships to maximize profitability Analyze and Evaluate new CRE Credit opportunities. Evaluate commercial properties analyze borrower financial statements and assess property cash flows

Requirements

• Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
• CRE Analytics and Credit Metrics
• Needs based sales and customer service skills
• Strong oral and written communication skills
• Requires knowledge of Microsoft Office
• Gather pertinent information and make recommendations for considering new opportunities
• Stay abreast of industry, market trends and information
• Analyze and interpret numerical data
• Perform duties with frequent interruptions and time pressures in highly interruptive conditions
• Microsoft Excel
• Requires a 4-year college degree with an emphasis in Accounting or Finance.
• Requires 5 or more years of banking, finance or sales related experience.
• At least 3 years’ experience in credit analysis or underwriting preferred.

Responsibilities

• Perform preliminary financial analysis
• Address industry risks, collateral requirements, loan structuring and pricing
• Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
• Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs
• Identify and make referrals to other business lines and departments
• Collaborates and communicates with internal/external clients regarding both sensitive and routine matters
• External networking and community involvement
• Make presentations on specific loans and participate in the bank’s loan approval process
• Offer approval recommendation based on credit structure fundamentals
• Grow existing relationships through increased borrowings, as appropriate, increase deposits and cash management, and cross sell into Wealth Management and Personal banking.
• Negotiate credit transactions
• Service existing customer relationships to maximize profitability
• Analyze and Evaluate new CRE Credit opportunities.
• Evaluate commercial properties analyze borrower financial statements and assess property cash flows

Benefits

• Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results.
• Your personal and professional well-being—now and in the years to come—are important to us.
• Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.
• In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level