Structured Finance - Commercial Mortgage-Backed Securities, Analyst - New York

Fitch Group • New York, NY

1d • Hybrid

About The Position

Fitch Ratings is seeking a Commercial Mortgage-Backed Securities Analyst for its New York or Chicago office. The analyst will join a team performing commercial real estate analysis on securities loans and provide Fitch’s opinions and perspectives to investors and other market participants on North American CMBS transactions. The role involves assessing commercial real estate properties and loan structures in U.S. and Canadian markets, analyzing property cash flows and valuations, and communicating rating conclusions. The analyst will also publish transaction reports, rating commentaries, and research reports. The position is part of a team-oriented environment at a global company with colleagues and clients in more than 30 countries.

The role uses a hybrid work environment, with three days a week in the office required based on the line of business and location. Fitch notes that employees must take precautions to avoid conflicts of interest and may need to declare securities holdings and other potential conflicts before starting employment.

Requirements

• Bachelor's degree.
• At least 12 months of experience underwriting, valuing, or working out commercial real estate, excluding internships.
• Expertise in Excel and Word.
• Strong analytical, quantitative, and organizational skills, with the ability to multitask.
• Familiarity with commercial property types.
• Effective communication skills, including strong writing ability.
• Ability to shift fluidly between multiple projects as priorities change.

Nice To Haves

• Securitization or capital markets experience.
• Loan workout and/or lending experience.

Responsibilities

• Identify and assess credit strengths and risks of commercial real estate properties and related loan structures in U.S. and Canadian CRE markets.
• Underwrite and evaluate property cash flows and valuations.
• Use quantitative skills to analyze property- and loan-level characteristics and industry trends.
• Communicate rating conclusions to credit committee.
• Publish detailed transaction reports, rating commentaries, and research reports.

Benefits

• Dedicated training, leadership development, and mentorship programs.
• Retirement planning programs.
• Tuition reimbursement.
• Comprehensive healthcare offerings supporting physical, mental, financial, social, and occupational wellbeing.
• Family-friendly policies, including a generous global parental leave plan.
• Employee Resource Groups.
• Paid volunteer days.
• Matched funding for donations.
• Opportunities to volunteer in the community.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level