Commercial Loan Specialist

The Apple Creek Banking Company•Apple Creek, OH

5d•Onsite

About The Position

The Apple Creek Banking Company is seeking a sharp, curious, and detail-minded Commercial Loan Specialist to join their lending team. This role is ideal for someone who enjoys analyzing financials, identifying data patterns, and supporting decisions that impact local businesses. The specialist will assist lenders in understanding commercial relationships and contribute to community growth.

Requirements

Bachelor’s degree in business, finance, or a related field preferred, or equivalent experience.
1 to 3 years of banking, lending, loan operations, or financial analysis experience.
Strong understanding of commercial lending concepts and financial statement analysis.
Confidence using spreadsheets and banking systems.
Ability to stay organized, multitask, and meet deadlines with limited supervision.
Steady, organized professional who likes solving problems and keeping details tight.
Understands how to communicate clearly with customers, vendors, and colleagues.
Comfortable working in a fast-paced lending environment where accuracy matters.
Naturally analytical and not intimidated by financial statements or technical information.
Able to work independently while staying connected with your team.

Responsibilities

Analyze financial statements, tax returns, and other commercial loan documents to create clear, accurate spreadsheets, summaries, and reports.
Support lenders by preparing risk grades, completing appraisal reviews, and gathering needed customer information.
Run credit checks, UCC searches, OFAC verifications, flood certifications, and other compliance tasks.
Maintain and update ticklers, track large relationships, monitor line maturities, and follow up on required financials.
Respond to internal and external questions with professionalism and clarity.
Serve as a reliable go-to person for the lending team by keeping information organized, accurate, and moving forward.