Copy of Commercial Loan Professional

Alabama Credit Union • Tuscaloosa, AL

1h • Onsite

About The Position

To assist members with their commercial lending needs, input and analyze loan requests, and recommend credit decisions based on commercial lending policy. Assists commercial loan officers in preparing and processing documents related to commercial lending, ensuring timely processing and maintenance of commercial loans.

Requirements

• Three year to five years of similar or related experience.
• A high school education or GED.
• Good verbal and written communication skills, including good grammar and diction.
• Attention to detail and strong organizational skills.
• Ability to manage multiple priorities and change attention focus quickly.
• Self-motivation to complete job tasks as assigned.
• Works involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
• Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Ability to effectively communicate and present technical results and their business impacts.
• Thorough understanding of loan underwriting concepts and lending risks, as well as corporate and personal financial statements, cash flow, and tax returns.

Nice To Haves

• Proficiency in the use of an adding machine/ten-key calculator and keyboarding of 30 WPM are preferred.
• Works well with others and ensure understanding by others of technical terms, jargon, and work scope.
• Ability to create presentations using software (PowerPoint, Prezi.)
• Experience with Branch Suite, Loan PQ, Xpress, Compliance One, and Calyx strongly preferred.
• Very strong knowledge of products offered by Alabama Credit Union.

Responsibilities

• Assist members with their commercial lending needs.
• Input and analyze loan requests.
• Recommend credit decisions based on commercial lending policy.
• Assist commercial loan officers in preparing and processing documents related to commercial lending.
• Ensure timely processing and maintenance of commercial loans.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED