Commercial Loan Portfolio Manager
About The Position
Cornerstone Bank is seeking a Portfolio Manager to proactively manage a commercial loan portfolio and related commercial deposit accounts while delivering high-quality client service. The position serves as the primary point of contact for portfolio clients, develops and grows existing relationships, and helps clients meet their goals while maximizing the bank’s profitability. The role contributes to economic development in the communities the bank serves and works collaboratively across the bank in a fast-paced environment. The position is based in a typical bank lobby/office environment on the first floor. It is largely sedentary, with frequent use of a computer monitor and standard office equipment. The employee must be able to work independently, manage interruptions and deadlines, and interact effectively with clients and colleagues.
Requirements
- At least 1 year of experience in commercial lending or portfolio management when accompanied by education.
- Strong analytical and problem-solving skills.
- Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance.
- Excellent oral and written communication and interpersonal skills.
- Business acumen.
- Ability to establish collaborative working relationships across the bank and with customers.
- Proficiency with personal computers and current technology, including working knowledge of Microsoft Office Suite and the ability to use industry-related and other in-house software programs.
- Ability to work independently and as part of a team in a fast-paced environment.
- Ability to analyze financial data and loan documentation, promote and monitor client relationships and growth, and conduct transaction negotiations.
- Ability to maintain regular attendance and punctuality, complete assigned tasks without direct supervision, sustain attention amid interruptions, multitask accurately, perform under stress and deadlines, and interact appropriately with a variety of individuals.
- Ability to meet the described physical demands, including remaining stationary for much of the workday, using hand and finger dexterity and visual acuity, communicating with loan officers, and occasionally moving items up to 10 pounds.
Nice To Haves
- Bachelor's degree in finance, business administration, or a related field preferred, but not required.
- Two to five years of portfolio management experience preferred.
- Two to five years of commercial lending experience may be considered in lieu of education.
Responsibilities
- Proactively manage an assigned commercial loan portfolio and related commercial deposit accounts.
- Serve as the primary point of contact for portfolio clients and deliver top-tier customer service.
- Grow existing client relationships to help clients meet their goals and maximize profitability.
- Analyze financial data and loan documentation.
- Promote and monitor client relationships and growth.
- Conduct transaction negotiations for renewals, modifications, and new facilities for clients in the assigned portfolio.
- Work collaboratively with colleagues across the bank and with customers.
Benefits
- Competitive wage and attractive benefits package
- Discretionary bonus potential
- Health, dental, and vision insurance, including company contribution
- Voluntary short-term disability
- Company-paid long-term disability and life insurance
- Identity theft insurance
- 401(k) retirement plan with company match
- Generous paid time off and holidays
- Monthly telecommute day
- Professional development opportunities
- Fitness reimbursement program
- Paid volunteer program
- Work-life employee assistance program
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
