Commercial Loan Officer

TIMBERLAND BANK MASTER•Auburn, WA

1d•Onsite

About The Position

Markets, originates, and closes Commercial Real Estate, construction, consumer loan and other Timberland Bank loan products. Ability to perform required tasks to maintain portfolio loans with the branch/office. The duties of the job are performed on premises and in an office setting.

Requirements

Bachelor’s degree or equivalent work experience in Finance/Accounting
Commercial Banking experience preferred
Commercial Loan Underwriter experience is a plus
Demonstrates sales experience, ability to multi-task, be involved with outside organizations that helps promote Timberland Bank.
Prefer two years combined experience in loan origination, loan processing, or other related fields.
Extensive knowledge of bank loan products and services.
Extensive knowledge of banking industry rules, regulations, policies, and procedures.
Formal or correspondent training in lending disciplines.

Responsibilities

Interviews loan applicants.
Counsels applicants on loan programs and options.
Obtain necessary financial information to process loan applications.
Input loan information on loan systems, verifies credit, identification, reviews documentation to calculate income, and analyzes the need for additional information.
Prepares loan files to send for processing, underwriting, and action by Loan Committee and/or Board of Directors.
Recommends terms and conditions of loans.
Meets with drop-in and walk-in customers.
Ensures compliance with state, federal, and Timberland Bank lending policies.
Outlines loan terms and loan commitments to borrowers; assists borrowers and processors with meeting conditions that are “subject to” loan approval.
Prepares and submits requests for loan modifications and advances.
Obtains and updates applicant information required to convert and refinance construction loans to permanent financing.
Manages matured files and other related information pertaining to residential properties that Timberland holds the mortgage to.
Prepares and implements plans to meet or exceed branch/office loan production goals; conducts outside sales calls; maintains good working relationships with brokers and builders.
Represents Timberland Bank to the local community in a professional manner.