Commercial Loan Officer - LUBBOCK

Alliance Credit Union•Lubbock, TX

32d•$50,000 - $56,500•Onsite

About The Position

This position will be based in Lubbock, TX. The role is to originate, manage, and supervise the Credit Union's portfolio of commercial and construction loans, with the overall objective of maintaining and increasing its asset quality, and to develop new and existing business relationships.

Requirements

Ability to originate, manage, and supervise commercial and construction loans.
Ability to develop new and existing business relationships.
Ability to assess member financial condition and repayment ability.
Ability to make underwriting decisions within approval authority.
Ability to complete loan documentation and close loans.
Ability to monitor construction lending processes and projects.
Ability to manage financial draws for construction projects.
Ability to monitor existing loan portfolios for asset quality.
Ability to maintain member files with financial statements and loan documentation.
Ability to assist in the collection of past due loans.
Ability to assist members with loan-related questions and concerns.

Responsibilities

Takes applications for commercial loan business.
Reviews member financial condition and assesses the member's ability to re-pay the loan.
Makes underwriting decisions within approval authority.
Completes or directs completion of all loan documents and closes loans.
Participates in developing lending and deposit business for the Credit Union.
Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Credit Union's client base.
Monitors Construction Lending Process and Projects, insuring all regulatory requirements and time frames are met on assigned projects.
Monitors and manages all financial draws for Construction Projects, insuring all requirements have been met on time and work completed is as outlined in the business and development plans for assigned loans.
Monitors existing loan portfolio to maintain a high-quality asset base.
Maintains up-to-date member files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
Assists in collection of past due loans.
Assists members with any loan-related questions and concerns.
Performs other job-related duties as assigned.