Commercial Loan Officer - Healthcare Lending
About The Position
ConnectOne Bank is seeking a Commercial Loan Officer (CLO) responsible for developing new business, broadening existing relationships, underwriting, structuring, and closing commercial loans, as well as maintaining and managing an existing portfolio. The CLO represents the bank in the local community through active participation in community affairs and markets all of the Bank’s products and services. This role is responsible for their portfolio from "Cradle to Grave". ConnectOne Bank emphasizes a "People First" culture, fostering an entrepreneurial environment and supporting employee growth. They are a high-performing commercial bank founded in 2005, focused on supporting small business owners through technology and world-class service.
Requirements
- Strong “People First” interest and ability.
- Knowledge of relevant Federal and State banking regulations.
- Credit training.
- Thorough knowledge of procedures and policies with respect to loan transactions.
- Familiarity with Bank security and safety practices.
- Strong understanding of commercial loan documentation.
- Minimum three years of Healthcare lending experience.
- Thorough understanding of federal banking compliance and requirements.
Nice To Haves
- Working knowledge of Google apps and products.
- Working knowledge of the nCino loan processing platform.
- Bachelor’s degree preferred, commensurate on-the-job experience is acceptable.
Responsibilities
- Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”.
- Source, develop and underwrite new loans, interim and permanent mortgages and lines of credit for new and existing clients, including collecting and analyzing information regarding the client’s income, assets, investments and/or debts.
- Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services; advising clients regarding the advantages and disadvantages of different financial products.
- Negotiate terms, structure loan financing based on risk analysis and present credits for approval to appropriate levels of authority with the bank as required.
- Ensure all activities, transactions and records are in compliance with operational, security and control procedures of the Bank, preventing fraud and protecting customer assets.
- Handle client service issues by conducting research, taking ownership, and daily follow up (as necessary) until conclusion.
- Review and negotiate all loan documentation for any given transaction.
Benefits
- World class health, vision, and dental benefits on day one
- 401k with employer match
- Hybrid work from home (depending on role)
- Employee appreciation events (team building, softball games, food truck days, etc..)
- Employee assistance programs (EAP)
- Wellness programs (flu shot, preventive care, health programs and services discounts, etc..)
- Tuition reimbursement
- Employee Discount perks
- CNOB Community Service Events
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
