Commercial Loan Closing Analyst
About The Position
This position is National Remote. You’ll enjoy the flexibility to telecommute from anywhere within the U.S. as you take on some tough challenges. For all hires in Minneapolis, Virginia, Maryland, or Washington, D.C. area, you will be required to work in the office for a minimum of four (4) days per week. Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Commercial Loan Closing Analyst is responsible for ensuring the smooth and accurate closing of loan transactions and managing the risk through the loan life cycle. This position plays a vital role in ensuring the accuracy of loan transactions, maintaining compliance, and managing risk. This position is full time, Monday - Friday. Employees are required to have flexibility to work an 8-hour shift between 8:00 am - 5:00 pm MST. It may be necessary, given the business need, to work occasional overtime. This will be on the job training and the hours during training will be during normal business hours, Monday - Friday.
Requirements
- High School Diploma / GED
- Must be 18 years of age OR older
- 2+ years of experience in commercial lending operations in closing, loan accounting and / OR servicing
- 2+ years of experience in the banking industry, including knowledge of applicable banking regulations, compliance requirements, and industry standards
- Ability to travel up to 10%25 of the time (domestic) for onsite team meetings and other business-related needs
- Ability to work full time, Monday - Friday. Employees are required to have flexibility to work an 8-hour shift between 8:00 am - 5:00 pm MST.
- Ability to keep all company sensitive documents secure (if applicable)
- Required to have a dedicated work area established that is separated from other living areas and provides information privacy
- Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service
- Excellent communication, analytical and problem-solving abilities
- All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy
Nice To Haves
- Experience underwriting, closing OR servicing commercial loans, including commercial real estate loans and commercial and industrial (C&I) loans
- Completion of a formal commercial loan documentation training program
- Experience with LSTA loan documentation
- Experience with the full life cycle of commercial loans
Responsibilities
- Lead a variety of pre-close activities for moderately complex to complex commercial loans, including coordinating all aspects of loan closings and loan modifications
- Ensure the accuracy and completeness of all required documents
- Assist with documentation intake and processing
- Respond to email/phone inquiries from customers, related third parties, lending partners and internal team members regarding loans within the Credit portfolio
- Collaborate with other credit areas to have an audit-ready file
- Conform to credit operations procedures and knowledge base
- Assist with other duties (assignments, special projects) as assigned
Benefits
- comprehensive benefits package
- incentive and recognition programs
- equity stock purchase
- 401k contribution
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
