Commercial Lines Underwriter

Auto-Owners Insurance•Little Rock, AR
•Hybrid

About The Position

Auto-Owners Insurance is seeking a motivated underwriting trainee to perform and apply insurance coverage, rules, and guidelines in support of underwriting decisions consistent with the Company’s underwriting philosophy. The position includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance. After initial in-person training, the role may work from home up to three days per week, based on job responsibilities. The position requires the ability to work in the United States without current or future sponsorship.

Requirements

  • Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
  • Ability to organize data, multitask, and make decisions independently.
  • Above-average written and verbal communication skills.
  • Ability to write reports and compose correspondence.
  • Ability to resolve complex issues.
  • Ability to work in the U.S. without current or future sponsorship.

Nice To Haves

  • Continually develop product knowledge through participation in approved educational programs.

Responsibilities

  • Learn insurance coverages and contracts, as well as Company philosophy and procedures, to make underwriting decisions.
  • Read, interpret, and respond to policies, manuals, forms, and endorsements to understand their meaning and use.
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
  • Analyze loss experience, financial conditions, and physical characteristics of risks.
  • Develop a working knowledge of supporting sections of the underwriting department.
  • Communicate effectively with independent agents and other associates verbally and/or in writing.
  • Participate in and successfully complete the Company underwriter training program.

Benefits

  • Friendly work environment, structured training program, and employee mentoring.
  • Competitive base salary and excellent compensation and benefits package.
  • Matched 401(k).
  • Fully funded pension plan once vested.
  • Bonus programs.
  • Paid holidays, vacation days, personal time, and sick leave.
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