Commercial Lines Underwriter II

Western National Group & Umialik Insurance•Seattle, WA

14h

About The Position

Western National Insurance Group is seeking a Commercial Lines Underwriter to develop a book of business by writing and retaining commercial lines accounts through assigned agencies. The role manages an agency territory to meet growth and profit goals, evaluates new and existing risks, and applies underwriting authority, coverage knowledge, and rating expertise to write, renew, or modify business. The position also emphasizes relationship-building with agencies and mentoring colleagues. The role is offered as full-time employment. Western National supports a flexible work environment, with hybrid and remote arrangements available depending on individual, job, department, and company needs. The targeted annual hiring range is $82,071–$102,132; the posting also lists a salary description of $82,071–$100,309. Pay may vary based on job-related qualifications and other factors.

Requirements

Demonstrated time-management skills and ability to meet deadlines.
Strong negotiation and relationship-building skills.
Analytical ability and sound business judgment.
In-depth knowledge of rating concepts.
Proficiency with core systems, office and computer equipment, and software packages.
Bachelor’s degree in insurance or finance, or equivalent related experience.
Two to five years of experience in a commercial lines underwriting role.

Nice To Haves

Organizational and prioritization skills, including the ability to manage multiple time-sensitive priorities.
Understanding of industry practices, standards, and underwriting concepts.
Clear and effective verbal and written communication skills.
CPCU, AU, or CIC certification.

Responsibilities

Build and maintain strong agency relationships.
Manage an agency territory effectively to achieve established growth and profit goals.
Assess risks and exposures on new and existing business to identify opportunities to maximize territory growth and meet loss-ratio objectives.
Use general practices, processes, procedures, and established underwriting authority to analyze risk operations and exposures and write, renew, or modify business.
Consistently manage high-risk or high-hazard business.
Apply underwriting knowledge and recognized expertise in specific areas.
Proactively mentor team members to increase colleagues’ effectiveness in areas of knowledge or skill.
Apply and explain knowledge of coverages, forms, symbols, and endorsements by line of business.
Focus primarily on writing new business in accordance with annual goals, depending on the region.
Apply rating knowledge and experience, including composite and scheduled rating.