Commercial Lines Underwriter II

Western National Group & Umialik Insurance • Seattle, WA

12h • $82,071 - $100,309

About The Position

Western National Insurance Group is seeking a Commercial Lines Underwriter to develop a book of business by writing and retaining commercial lines accounts through assigned agencies. The role involves managing an agency territory to meet growth and profit goals, assessing risks and exposures, and applying underwriting authority and expertise to write, renew, or modify business. It focuses primarily on new business, depending on the region, and includes supporting colleagues through proactive mentoring.

Requirements

• Demonstrated time-management skills and ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Analytical ability and sound business judgment.
• In-depth knowledge of rating concepts.
• Proficiency with core systems, office and computer equipment, and software packages.
• Bachelor’s degree in insurance or finance, or equivalent related experience.
• Two to five years of experience in commercial lines underwriting.

Nice To Haves

• Organizational and prioritization skills, including the ability to manage multiple time-sensitive priorities.
• Understanding of industry practices, standards, and underwriting concepts.
• Clear and effective verbal and written communication skills.
• CPCU, AU, or CIC certification.

Responsibilities

• Build and maintain strong agency relationships.
• Manage an agency territory to achieve established growth and profit goals.
• Assess risks and exposures on new and existing business to identify opportunities to maximize territory growth and meet loss ratio objectives.
• Analyze the operations and exposures of different types of risks using established underwriting practices, processes, procedures, and authority levels to write, renew, or modify business.
• Manage high-risk and high-hazard business.
• Apply expertise in the underwriting field and in specific areas.
• Proactively mentor team members to improve colleagues’ knowledge and skills.
• Apply knowledge of coverages, forms, symbols, and endorsements by line of business and explain them to others.
• Focus primarily on writing new business, as defined by annual goals and depending on the region.
• Apply rating knowledge and experience, including composite and scheduled rating.

Benefits

• Medical insurance plan options
• Dental insurance
• Vision benefits
• Life insurance
• Disability insurance
• Health Savings Accounts (HSA)
• Flexible Spending Accounts (FSA)
• 401(k) plan with 100% matching on the first 6% of employee contributions
• Wellbeing Program, including an onsite fitness studio
• Paid time off, including holidays, vacation, and volunteer time
• 100% company-paid tuition reimbursement for approved job-relevant coursework
• Access to The Institutes for risk and insurance education
• Paid parental leave
• Bonus opportunities
• Flexible work environment with hybrid and remote arrangements

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level