FT Commercial Lending Specialist I

Jonestown Bank & Trust Co•Cleona, PA

1d•Onsite

About The Position

Responsible for performing a variety of complex clerical and operational duties to support the efforts of the Commercial Lending Division with the Centralized Lending Unit (CLU). The Commercial Lending Specialist I handles routine processing and underwriting or documentation of routine commercial loans; including collection and verification of the accuracy of the information being provided. This individual works with lending personnel to acquire necessary documentation to ensure compliance with banking regulations and policies.

Requirements

Ability to operate the following office equipment: adding machine, telephone, multifunction devices, personal computer including the MS Word and Excel applications and Internet
Exceptional time management and organizational skills
Excellent communication and interpersonal skills
Proficient mathematics skills
Thorough working knowledge with loan documentation requirements and government regulations
A thorough understanding of the requirements and features of loan programs offered by the bank (rules and regulations, policies, underwriting, pricing practices)
Expertise in commercial documentation
Ability to interpret policies/procedures and loan documents
Strong attention to detail and accuracy
High level of keyboard proficiency
Ability to successfully handle confidential materials
Work well independently
Ability to successfully work in a fast-paced environment
Ability to multitask

Nice To Haves

Ability to lift approximately 25 pounds

Responsibilities

Process routine commercial loan requests
Underwrite loan applications for proper documentation and compliance, including review of loan grading and collateral valuation
Coordinate and complete data entry for routine commercial loan documentation
Underwrite routine commercial request for proper documentation and compliance, including review of loan grading, collateral valuation and property searches
Prepare routine commercial commitment letters
Prepare settlement packages
Coordinate settlements with lenders and title companies to ensure fast turnaround times
Routinely incorporate compliance (knowledge of laws/regulations/policies) in day-today tasks
Review Loan Error Log to verify any missing items have been received and/or corrected
Respond to questions concerning all aspects of commercial loan documentation
Verify and validate insurance, taxes, and other underwriting controls to ensure compliance
Coordinate and testing updates to Loan Origination Systems
Log loans into workflow pipeline and income tracking
Review all commercial requests for any necessary HMDA entries
Coordinate lending policies and procedures with manager, staff, other branches, and bank operating departments
Perform other duties as assigned including occasional special projects, alone or as a member of a group or committee
Promote and preserve JBT’s values and culture
Follow Bank policy and procedure to prevent fraud and financial crimes
Other duties as assigned