Commercial Lending Officer

ALOHA PACIFIC FEDERAL CREDIT UNION • Honolulu, HI

1d • $65,187 - $114,403

About The Position

Responsible for originating, structuring, and managing commercial real estate loans for credit union members in alignment with the credit union’s mission, risk appetite, and regulatory framework. This role focuses on long-term relationship banking, prudent portfolio growth, and delivering value to members through responsible lending solutions. Partners closely with underwriting, credit administration, and operations teams to ensure high-quality credit decisions, strong asset quality, and exceptional member service.

Requirements

• Bachelor’s degree in Finance, Business, Economics, Real Estate, or a related field (or equivalent experience)
• 3 years experience in commercial real estate lending, commercial credit, or relationship management
• 5 years experience in commercial real estate lending, commercial credit, or relationship management
• Strong understanding of commercial real estate underwriting, cash flow analysis, and collateral valuation.
• Familiarity with NCUA regulations and member business lending requirements.
• Excellent interpersonal, communication, and relationship management skills.
• Ability to balance business development with disciplined credit standards.
• Proficiency in Microsoft Office and commercial loan origination / credit systems.
• Commitment to cooperative values and member-focused service.
• Strong local market knowledge and community presence.
• Detail-oriented with sound judgment and ethical standards.
• Ability to manage multiple relationships and transactions concurrently.
• Credit must be in good standing.
• Must be bondable pursuant to §713.3(b) of the NCUA’s Rules and Regulations.

Responsibilities

• Originate, structure, and manage commercial real estate loans.
• Ensure loans align with the credit union’s mission, risk appetite, and regulatory framework.
• Focus on long-term relationship banking and prudent portfolio growth.
• Deliver value to members through responsible lending solutions.
• Partner with underwriting, credit administration, and operations teams.
• Ensure high-quality credit decisions, strong asset quality, and exceptional member service.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level