Commercial Lender - To 140K - Austin, TX - Job 3810-6914

The Symicor Group•Austin, TX

5d•Onsite

About The Position

The Symicor Group is a boutique talent acquisition firm seeking to fill a Commercial Lender role for their bank client in the Austin, TX market. The successful candidate will be responsible for making and servicing a variety of CRE, C&I, and SBA loans. This role will also involve assisting senior officers with larger and more complicated loans and providing other necessary customer services. This is an on-site position.

Requirements

Bachelor’s Degree required.
Six or more years of progressively greater responsibility and experience in the commercial lending area is a must.
Experience analyzing financial statements.
Thorough knowledge of Federal and State regulations covering commercial banking activities.
Strong analytical ability with effective written and verbal communication skills required.
Efficient use of Outlook, Word, and Excel applications.
Excellent interpersonal skills.

Nice To Haves

Completion of a formalized credit training program is preferred.

Responsibilities

Generate new business through loans, business accounts, and services.
Originate or recommend commercial, industrial, and commercial real estate loans within the limits of lending authority and in compliance with regulations and policy.
Analyze and review financial statements, accounts, and related data for new and potential existing customers.
Negotiate and recommend credit terms, costs, loan repayment strategies, and collateral specifications.
Provide services and maintain accounts for existing customers, ensuring terms of loans and financial conditions of borrowers adhere to policy parameters.
Evaluate prospective customers and loan requests and make recommendations to management.
Expand existing business and develop new business through service and cross-selling, customer calls, networking, and the development of referrals.
Maintain current knowledge of industry regulations, compliance issues, and bank policies.