Commercial Lender

Central Penn Bank & Trust•Monroe Township, PA

About The Position

Central Penn Bank & Trust is seeking a Commercial Lender to join their growing lending team. This role involves managing a loan portfolio, developing new business, and providing comprehensive service to commercial customers.

Requirements

A B.S. or B.A. degree in a related field.
Specialized bank lending education/training.
Proficient reading, writing, grammar, and mathematics skills.
Proficient interpersonal relations, communicative, and sales skills.
A thorough knowledge of the features and benefits of all bank commercial products and services.
A thorough knowledge of current banking regulations, procedures, and operations.
Moderate PC skills.
Visual and auditory skills.
Valid driver's license.
A minimum of five (5) years' related experience.

Responsibilities

Manages a medium-sized individual loan portfolio and maintains ongoing business relationships with present customers for cross-selling opportunities.
Achieves established sales goals and solicits new business from present and prospective customers through outside calls.
Provides timely loan information for pipeline reports.
Serves as a member of the Bank's sales team, participating in group sales calls to enhance new business development.
Maintains thorough knowledge of Bank commercial products and services to identify customer needs and sell accordingly.
Provides direct service to commercial customers for deposit, loan, and other services, and approves or rejects loan applications within lending authority.
Assists customers in obtaining specialized services from other Bank departments and helps with specific inquiries or service problems.
Processes and completes necessary loan paperwork to expedite loan closing.
Maintains a working knowledge of Bank operating policies and procedures impacting commercial services.
Prepares and maintains accurate records of customer service calls and meetings.
Abides by laws and policies to promote a harassment-free and non-discriminatory workplace.
Cooperates with, participates in, and supports adherence to internal policies and procedures for risk management, safety, soundness, and regulatory compliance.
Communicates with management and staff to integrate goals and activities.
Responds to inquiries and requests from Bank personnel, customers, etc., within given time frames and established policy.
Maintains appropriate records and provides assigned reports.
Actively participates in community organizations and activities in a manner that reflects favorably on the Bank.