Commercial Lender

Deerwood Bank•Baxter, MN
•$80,000 - $130,000•Onsite

About The Position

Deerwood Bank is a $1.5 billion community bank seeking an experienced Commercial Lender to grow and manage business banking relationships in the Brainerd Lakes Area. This role is ideal for someone who thrives on building relationships, finding practical solutions, and actively participating in the community.

Requirements

  • Five or more years of commercial lending experience.
  • A bachelor's degree in business, finance, economics, or a related field.
  • A strong understanding of commercial credit, loan structure, and portfolio management.
  • A relationship-driven approach and a track record of developing business.
  • Clear communication, sound judgment, and dependable follow-through.
  • A genuine interest in supporting local businesses and the communities we serve.

Nice To Haves

  • SBA lending experience is a plus.

Responsibilities

  • Build lasting relationships by understanding client goals and connecting them with appropriate lending and banking solutions.
  • Manage a quality loan portfolio by structuring sound credits, collaborating with credit analysts, maintaining documentation, and overseeing renewals, past dues, and risk ratings.
  • Grow the market by deepening existing relationships, developing new business, and fostering connections with referral partners like accountants, attorneys, and business leaders.
  • Ensure lending is simple and responsive through clear communication, follow-through, and ease of doing business.
  • Make sound, local decisions in accordance with the Bank's credit policy, underwriting standards, and applicable laws and regulations, utilizing good judgment and practical problem-solving.
  • Engage in the community and support the team by participating in local organizations, collaborating across departments, and mentoring developing lenders and credit staff.

Benefits

  • Medical insurance, including virtual telemedicine and mental health counseling
  • Health Savings Account
  • Flexible Spending Account (health, limited purpose health, and dependent care)
  • Dental insurance
  • Vision insurance
  • Life insurance (basic and voluntary)
  • Short-term disability insurance
  • Long-term disability insurance
  • Adoption Assistance Program
  • Employee Assistance Program
  • PTO
  • Paid Volunteer Time Off
  • Paid holidays
  • 401(k) with company match
  • Financial wellness education
  • Free or reduced fees for banking products and services
  • Employee Referral Bonus
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