Commercial Lender

BANK OF FRANKEWING LLC•Lawrenceburg, TN

21h•Onsite

About The Position

The Commercial Lender is responsible for developing, managing, and growing a portfolio of commercial loan and deposit relationships for the bank. This role serves as a trusted financial partner to local businesses, providing credit solutions while maintaining strong asset quality and compliance with bank policies, regulatory requirements, and sound lending practices. As a community bank representative, the Commercial Lender is expected to be actively involved in the local market and committed to relationship-based lending.

Requirements

3 years of Commercial Lending or related banking experience preferred.
Strong understanding of commercial credit analysis and underwriting.
Excellent relationship-building and communication skills.
Strong analytical and financial statement analysis abilities.
Sound judgment with a conservative, risk-aware lending approach.
Ability to manage multiple relationships and priorities effectively.
Knowledge of state and federal banking regulations.
Proficiency in loan systems, Microsoft Office, and financial spreading software.

Nice To Haves

Bachelor’s degree in Finance, Accounting, Business, or related field preferred.

Responsibilities

Develop and manage a portfolio of commercial customers, including owner-occupied real estate, commercial & industrial (C&I), and small business loans.
Proactively generate new business through referrals, prospecting, and community involvement.
Analyze financial statements, tax returns, cash flow, collateral, and credit risk to structure appropriate loan solutions.
Prepare credit memorandums, loan presentations, and recommendations in accordance with loan policy.
Maintain strong working knowledge of bank products and cross-sell treasury, deposit, and other bank services.
Monitor loan performance, covenant compliance, and overall credit quality of assigned relationships.
Conduct annual reviews and renewals; identify and address credit concerns early.
Work collaboratively with credit administration, loan operations, and senior management.
Ensure all lending activities comply with bank policies, procedures, and regulatory requirements.
Represent the bank professionally within the community and business development events.
Build long-term relationships with business owners, CPS, attorneys, and community leaders.
Participate in local chamber of commerce, civic organizations, and networking groups.
Act as a visible ambassador for the bank’s mission and values.