Commercial Insurance Account Manager

Automotive Risk Consultants, Inc•Denver, CO

3d•$55,000 - $65,000•Hybrid

About The Position

AutoRisk is a growing AI-centered commercial insurance agency niched in the automotive industry. We are seeking to add a forward-thinking, AI-friendly Account Manager to our team of industry experts! Automotive Risk Consultants is an established and successful property & casualty agency niched in the automotive industry. We provide relevant insurance placement services, sensible risk management, safety and compliance services, and industry practice advice to our clients. We are currently seeking a Commercial Lines Account Manager to join our team. This is a full-time, in-office position. Base Salary + Incentive Plan commensurate with Experience.

Requirements

AI-friendly
Forward-thinking
Base Salary + Incentive Plan commensurate with Experience

Nice To Haves

AI-assisted underwriting support
automated renewal workflows
smarter client communication tools
input directly shapes how we adopt and refine these systems
combine deep domain expertise with technological fluency

Responsibilities

Responsible for working assigned accounts sixty days prior to renewal and for delivering renewals and works on binders for designated accounts as needed — within three days of receipt.
Review renewals to determine if non-standard policies can be rewritten in a standard program. Prepares rewrite applications for business through companies no longer represented at least 45 days prior to renewal. Submit all required renewal underwriting information.
After reviewing updated client exposure information, obtain any additional needed or required renewal information from the insured and complete applications for designated renewal business sixty days before renewal date. Assists producer in the above process as needed.
Develops information and recommendations for prospective accounts, presents sales proposals, and adheres to agency policies and procedures for writing a new account.
Assists with sales campaigns (both independent and with carriers) and leverages carrier resources to increase sales effectiveness and agency profitability.
Maintain timely and thorough customer and carrier interactions to minimize the potential for errors & omissions claims and customer service issues.
Receive and review all termination and cancellation notices or requests to determine appropriate action within 48 hours of receipt.
If requested, assist clients in the claims reporting process.
Document all material conversations with insureds and/or carriers per the operations manual.
Maintains working knowledge of all insurance products, services offered by the agency.
Offers to convert policies to EFT at renewal.
Participates in the discussion and review of the current market situation of specific accounts.
Performs underwriting functions whenever necessary to ensure classification and rating basis for new business and renewal policies are complete and accurate.
Negotiates pricing, policy conditions, and terms with insurance markets. Reviews all quotations and provides recommendations as to the best option for price and coverage. Documents all conversations with insureds and carriers regarding the above.
Provides client support for the Premium Audit Process, assisting in completing audit forms as needed and providing summaries to insureds to aid in their understanding of audit debit or credit premiums.