Los Angeles Branch - Commercial & Industry (C&I) Associate

Bank of China Limited, New York Branch•Los Angeles, CA

1d•$42,000 - $90,000•Onsite

About The Position

This position is responsible for providing day-to-day marketing, business development, product promotion, business administrative, and underwriting support to Business Team 3 and the Los Angeles Branch. Key responsibilities include supporting business development initiatives, monitoring loan portfolio quality and post-lending activities, conducting credit risk analysis and recommending risk ratings, and performing other duties as assigned by the Team Lead and/or the Branch Management.

Requirements

Bachelor’s degree with major in Communication or Business Administration or Finance, Accounting, Economics or other related disciplines is required.
3 years of work experience in Marketing, business promotion, event planning in any industries, or credit underwriting, credit risk and portfolio management in the banking industry.
Excellent project management skills; ability to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
Excellent analytical, interpersonal, verbal and written communication skills; good relationship management and development skills.
Proficient in Microsoft Outlook, Word, Excel, and PowerPoint.
High degree of professionalism, quality work and attendance.
Bilingual in English and Chinese is a requirement.

Nice To Haves

a master degree is preferred.

Responsibilities

Provide day-to-day administrative, marketing, and promotional support to Business Team 3 and Los Angeles Branch.
Support daily business operations, business development initiatives, and marketing activities.
Assist in implementing marketing plans, coordination with third-party vendors, and organizing client events.
Conduct initial client screenings to assess creditworthiness.
Prepare business reports and marketing activity reports in a timely manner.
Collect and spread financial statements for new and existing clients.
Prepare accurate and timely financial analyses and stress tests to ensure proposed transactions comply with the Bank’s Credit Policies, Procedures, and applicable regulatory guidelines.
Prepare Credit Recommendation Reports under the supervision of the Team Lead for credit approval.
Assist Team Lead with loan closings, bookings, amendments, extensions, and renewals.
Support ongoing portfolio management by a) completing annual and quarterly loan reviews; b) monitoring customer – related news and developments; c) tracking customers’ quarterly and annual compliance requirements.
Ensure timely preparation and submission of initial credit and loan documentation files.
Monitor loan portfolio quality and post-lending activities to ensure compliance with internal policies and regulatory requirements.
Ensure all due diligence and background verification procedures are completed and approved prior to loan booking in accordance with the Bank’s policies and Branch guidelines.
Monitor the performance of problem loans including Profit & Loss activities, and prepare related reports.
Maintain current knowledge of the Bank’s Credit Policies, Procedures, regulatory requirements, and applicable compliance standards.
Perform compliance and risk management responsibilities as assigned by the Team Lead and/or the Branch Management.
Perform other duties and special projects as assigned by the Team Lead and/or the Branch Management.