Commercial & Industrial Loan Officer

First Resource Bank•Uwchlan Township, PA

13d•Onsite

About The Position

First Resource Bank, a thriving community bank headquartered in Exton PA and recognized as one of the “Best Places to Work”, is seeking a dynamic and motivated full-time Commercial & Industrial (C&I) Loan Officer. The C&I Loan Officer is responsible for developing and managing a portfolio of commercial and industrial (C&I) banking relationships by originating, structuring, closing, and servicing loans and deposits while delivering exceptional customer service and maintaining a high-quality loan portfolio.

Requirements

Excellent verbal and written communication skills
Excellent interpersonal and customer service skills
Attention to detail
Relationship management
Strong business development, networking, and relationship management skills with a proven C&I sales record
Excellent time management skills with a proven ability to meet deadlines
Strong analytical and problem-solving skills
Demonstrated collaboration across departments and with external customers
Ability to prioritize tasks
Ability to function effectively in a fast-paced and occasionally high-pressure environment
Proficient with Microsoft Office Suite or related software
At least five years commercial banking experience

Nice To Haves

Bachelor’s degree in accounting, finance or related field is preferred

Responsibilities

Interview applicants to assess borrowing needs and collect required information, including loan applications, financial records, and personal financial statements, as applicable.
Obtain and review credit reports and other required loan documentation, including EDR reports, title searches, flood certifications, and other due diligence materials.
Analyze applicants' financial information, business operations, collateral, project details, and financial projections to determine loan feasibility and creditworthiness.
Communicate with applicants throughout the lending process by answering questions and providing timely updates on loan status.
Structure loan requests in accordance with bank lending policies and prepare complete credit presentations for the appropriate approval authority.
Review loan documentation with clients prior to closing to ensure completeness and accuracy.
Coordinate timely loan closings and funding while ensuring all conditions are satisfied.
Manage ongoing customer relationships by servicing existing loans, processing new credit requests, and completing annual relationship reviews.
Manage collection efforts and assist with early intervention strategies to minimize delinquency and credit risk.
Develop and maintain collaborative relationships with internal departments, external partners, and community organizations to support lending activities.
Participate in professional organizations, community events, and business development activities to promote the Bank and generate new business opportunities.