Commercial Credit Intern (Lansing) - Summer 2027

Independent Bank • East Lansing, MI

5h • Onsite

About The Position

As a Commercial Credit Intern at our Lansing – Abbot Rd. office, you will join a team of passionate problem solvers dedicated to protecting Independent Bank capital while serving the needs of our internal and external clients. In this full-time summer opportunity, you will work closely with Credit Analysts and gain hands-on experience with financial statement spreading, borrowing bases, commercial loan underwriting, and credit analysis.

Requirements

• Basic understanding of accounting and finance.
• Strong communication, critical thinking, and problem-solving abilities.
• Experience with Microsoft Product Suites.
• Must be currently enrolled in a relevant field of study.

Responsibilities

• Review credit information to assist in evaluating commercial loan requests.
• Assist with financial statement spreading, borrowing bases, and commercial loan underwriting.
• Analyze personal and corporate tax returns, financial statements, and cash flow information to identify potential risks.
• Assist with monitoring the commercial credit portfolio.
• Analyze various sources of financial information to support credit decisions.

Benefits

• Earn a competitive hourly wage.
• Gain full-time, hands-on experience during the summer.
• Receive development and mentoring from Independent Bank leaders and credit professionals.
• Collaborate with fellow interns, business partners, and credit team members.
• Participate in a joint intern project and present your group’s recommendations to Independent Bank’s Executive Leadership Team.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern
• Education Level: No Education Listed