Commercial Credit Intern (Troy) - Summer 2027

Independent Bank•Troy, MI
•Onsite

About The Position

As a Commercial Credit Intern at our Troy - Main office, you will be joining a diverse team of passionate problem solvers dedicated to protecting Independent Bank capital while serving the needs of internal and external clients. In this full-time opportunity, you will work closely with Credit Analysts, assisting in tasks such as financial statement spreading, analyzing borrowing bases, and underwriting commercial loans.

Requirements

  • Basic understanding of accounting and finance.
  • Experience with Microsoft Product Suites.
  • Must be currently enrolled in a relevant field of study.

Responsibilities

  • Review credit data to evaluate loan requests, and monitor loan portfolio.
  • Assist with financial statement spreading, borrowing bases, underwriting of loans, and perform other duties as assigned.
  • Analyze personal and corporate tax returns, and financial statements to understand cash flow of borrowers and determine potential risks.

Benefits

  • Earn a competitive hourly wage.
  • Receive development and mentoring from leaders and credit staff of Independent Bank.
  • Collaborate with fellow interns and business partners on impactful projects.
  • Collaborate and participate in a joint intern project, then present your group’s recommendations to Independent Bank’s Executive Leadership Team.
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