Commercial Credit Analyst

Angott Search Group • Ann Arbor, MI

2d

About The Position

Angott Search Group is partnering with a Michigan-based community financial institution to recruit a Senior Credit Administrator. The role leads commercial credit administration, portfolio risk management, and underwriting operations. It oversees credit quality, manages analytical staff, improves processes, and ensures regulatory compliance while maintaining relationships with borrowers and credit union partners.

Requirements

• Bachelor's degree in Finance, Accounting, Business, or a related field; equivalent experience is considered.
• Extensive experience in commercial lending, credit administration, underwriting, or portfolio management.
• Strong knowledge of commercial credit analysis, financial statements, and risk assessment.
• Familiarity with NCUA regulations and commercial lending compliance.
• Excellent analytical, problem-solving, communication, and decision-making skills.
• Ability to lead teams, manage competing priorities, and drive process improvements.

Nice To Haves

• Previous leadership or supervisory experience.

Responsibilities

• Lead and mentor credit analysts, portfolio managers, and financial analysts to support quality, accuracy, and efficiency.
• Oversee commercial loan portfolio performance, credit risk monitoring, and underwriting activities.
• Analyze financial statements, cash flow, collateral, and borrower creditworthiness to evaluate lending risks.
• Monitor loan covenants, risk ratings, delinquent accounts, and portfolio exceptions.
• Recommend loan structures, credit decisions, renewals, and workout strategies.
• Develop and improve credit administration processes, reporting, and risk management procedures.
• Partner with senior leadership on timely portfolio reporting and regulatory compliance.
• Support examinations, audits, and regulatory requests.
• Build and maintain relationships with credit unions, borrowers, and internal stakeholders.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior