Commercial Credit Analyst

Nutmeg State Financial Credit Union•Rocky Hill, CT

4d•Onsite

About The Position

The primary purpose of this position is to analyze commercial lending opportunities by evaluating borrower financial information, assessing credit risk, and preparing comprehensive credit recommendations that support sound lending decisions, portfolio quality, and Nutmeg’s business banking objectives.

Requirements

A bachelor's degree in accounting, finance, economics or related field is required.
A minimum of five years of prior experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis is required.
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics.
Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis.
Excellent verbal and written communication skills.
Critical thinking and problem-solving skills.
Attention to detail and high level of accuracy.
Strong organizational and time management skills.
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team.
Must be able to read and carry out various written instructions and follow oral instructions.
Must be capable of dealing calmly and professionally with numerous personalities and diverse perspectives both within and outside of the organization.
Must be able to perform responsibilities with composure under the stress of deadlines and requirements for quality and timeliness.
Must be capable of exercising high levels of discretion on both internal and external confidential matters.

Nice To Haves

Experience with Corelation Keystone, Jack Henry Symitar, SageWorks (Abrigo) or nCino preferred.
Experience with commercial real estate underwriting preferred.