Commercial Banking Representative

Commerce Bank•Houston, TX

1d•$38 - $45

About The Position

The Commercial Banking Representative structures loans, cross-sells bank products, and attracts new business to Commerce Bank. The role includes cross-functional rotations to develop leadership skills and familiarity with the commercial bank, building community and business referral networks, identifying prospective clients’ financial needs, and supporting existing commercial relationships. It also facilitates credit requests and maintains loan reporting while ensuring compliance with bank policies, procedures, regulations, and laws.

Requirements

Bachelor’s degree in a business-related field, or an equivalent combination of education and experience.
Basic knowledge of banking, accounting, or finance.
Basic analytical skills using financial and accounting principles.
Strong relationship-building skills.
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving-record criteria; continued employment may depend on meeting these requirements.
Excellent written, verbal, and interpersonal communication skills; ability to be inquisitive, agile, and work well on a team.
Motivated and organized self-starter with attention to detail and ability to manage multiple priorities.
Ability to remain adaptable and resilient with an optimistic outlook and behavior aligned with the company’s culture and Core Values.
Basic proficiency with Microsoft Word, Excel, and Outlook.
Must be eligible to work in the United States without sponsorship now or in the future.

Nice To Haves

At least one year of finance or financial services experience.
Demonstrated sales experience.

Responsibilities

Participate in cross-functional rotations across various business lines to develop leadership skills and gain an understanding of the commercial bank.
Attend community and business functions and participate in networking groups to promote a positive image for the bank and establish referral contacts.
Collaborate with the commercial banking team and product partners to identify prospective clients’ financial needs and cross-sell bank products and services.
Support the comprehensive management of existing commercial relationships to promote customer satisfaction and retention.
Facilitate credit requests, including loan structuring, negotiating and pricing, collateral, loan documentation, and industry and credit-risk analysis.
Maintain loan reporting and ensure compliance with bank policies, procedures, regulations, and laws.
Perform other duties as assigned.