Commercial Banking Relationship Administrator III

S&T Bank • Main Office, CA

2d • Onsite

About The Position

Assumes responsibility for ensuring the effective and efficient support of the Commercial Banking process. This role involves coordinating the workflow for Commercial Bankers, managing loan documentation, and providing excellent customer service.

Requirements

• Requires a four year college degree or equivalent.
• Ten plus years general experience.
• 5 to 10 years of specialized banking experience.
• Operates a keypad device 90% of the day.
• Operates electronic equipment 90% of the day.
• The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands and wrists and elbows.
• Standing is required one hour a day in a straight position.
• Sitting is required 6.5 hour per day in a straight position.
• Walking is required 30 minutes per day.
• Must be able to use fingers and manual dexterity skills for typing, data entry, and filing on a frequent basis of 40% of the business day.
• Must be able to focus visually at a close distance of 18”-20” for a period of up to 40% of the business day.

Responsibilities

• Coordinates the workflow for Commercial Bankers by entering new loan requests in the nCino system, ordering and reviewing commercial loan document packages throughout the application and closing process.
• Maintains adequate documentation to ensure compliance of bank policy with regards to proper collection of all necessary notations, forms, agreements, and signatures of commercial loan documents.
• Works with the Loan Documentation Department on the document packages and coordinates the loan closings/fundings.
• Creates cover letters, communicates verbally or via email with commercial lending customers and all associated parties; including attorneys, title companies, and insurance companies involved in the loan closing process to resolve questions regarding information submitted during the application process.
• Communicates with the borrower and all associated parties to resolve outstanding issues regarding booked and closed loans.
• Prepares, monitors and maintains reports used for internal and external reporting purposes.
• Assists the Commercial Banking Officers with loan advances, disbursements, construction draws, or the requests for construction draws through CCAM.
• Assists the Commercial Banking Officers with the tracking and completion of commercial loan documentation exceptions, CIP exceptions, and household maintenance.
• Assists with the collection of financial statements and uploads the statements in nCino.
• Processes detailed loan closing wire transfers, advances and transfers.
• Assists customers in resolving any issues with loans and deposit accounts.
• Manages workflow of all commercial loan documents including letters of credit, documentation of processed loan files for completeness and accuracy, and issuance of advances on lines of credit for commercial banking customers on an as needed basis.
• Completes Loan Documentation Form Letters for Covenant Waivers.
• May assume some lending responsibilities for Senior Commercial Bankers, in their absence, including attending closings as a representative of S&T Bank.
• Provides consistent, superior quality customer service to both internal and external customers that meets or exceeds S&T Bank’s standards.
• Performs other responsibilities related to the commercial banking process as required.
• Maintains a good working relationship with bank employees in other departments.
• Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

Benefits

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
• S&T Bank believes in Equal Opportunity for all and is committed to ensuring all individuals, including individuals with disabilities, have an opportunity to apply for those positions that they are interested in and qualify for without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic.
• S&T Bank is also committed to providing reasonable accommodations to qualified individuals so that an individual can perform their job related duties. If you are interested in applying for an employment opportunity and require special assistance or an accommodation to apply due to a disability, please contact us at: Phone: [phone] Email: [email protected]

What This Job Offers

• Job Type: Full-time
• Career Level: Senior