Commercial Banking Officer - Topeka Area

COREFIRST BANK & TRUST • Topeka, KS

21h • Onsite

About The Position

Responsible for identifying new business opportunities, analyzing creditworthiness, and managing a diverse portfolio of business loans. This role involves business development, relationship management, loan structuring, community presence, and portfolio oversight. The description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Requirements

• Minimum of five years previous banking experience required – commercial lending or real estate lending experience required.
• High school diploma or equivalent required
• Bachelor degree in Business or Finance required
• Proven track record in "prospecting" for new business and closing complex deals.
• Ability to perform basic credit analysis and interpret financial statements to assess risk.
• Strong interpersonal and negotiation skills to explain complex terms to business owners
• Adherence to CoreFirst Values: Respect, Communication, Integrity, Initiative, and Accountability.
• A secondary focus on internal and external Customers, Compliance, Ethics, Perseverance, and Time Management is also essential.
• Applicants must pass a drug screen and background checks.

Responsibilities

• Proactively identify and pursue new business clients through networking, referrals, and cold calling to achieve production goals.
• Act as the primary contact for a portfolio of clients, providing tailored solutions and cross-selling bank products like treasury management and deposit accounts.
• Interview applicants to understand their financial needs and structure loan proposals (e.g., CRE, C&I, or SBA loans) that align with both client goals and bank risk policies.
• Represent the bank at civic events and through community involvement and maintain a strong "Center of Influence" (COI) network of CPAs, attorneys, and real estate brokers.
• Monitor the ongoing financial health of borrowers, manage loan renewals, and ensure all credit files remain current and compliant.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level