Commercial Banking Officer

Corefirst Bank & Trust • Topeka, KS

1d • Onsite

About The Position

Responsible for identifying new business opportunities, analyzing creditworthiness, and managing a diverse portfolio of business loans. This role involves proactive business development, relationship management, loan structuring, community presence, and portfolio oversight. The description is not designed to cover all activities, duties, or responsibilities, and these may change at any time with or without notice.

Requirements

• Minimum of five years previous banking experience required – commercial lending or real estate lending experience required.
• High school diploma or equivalent required
• Bachelor degree in Business or Finance required
• Proven track record in "prospecting" for new business and closing complex deals.
• Ability to perform basic credit analysis and interpret financial statements to assess risk.
• Strong interpersonal and negotiation skills to explain complex terms to business owners.
• Adherence to CoreFirst Values: Respect, Communication, Integrity, Initiative, and Accountability.
• A secondary focus on internal and external Customers, Compliance, Ethics, Perseverance, and Time Management is also essential.
• Applicants must pass a drug screen and background checks.

Responsibilities

• Proactively identify and pursue new business clients through networking, referrals, and cold calling to achieve production goals.
• Act as the primary contact for a portfolio of clients, providing tailored solutions and cross-selling bank products like treasury management and deposit accounts.
• Interview applicants to understand their financial needs and structure loan proposals (e.g., CRE, C&I, or SBA loans) that align with both client goals and bank risk policies.
• Represent the bank at civic events and through community involvement and maintain a strong "Center of Influence" (COI) network of CPAs, attorneys, and real estate brokers.
• Monitor the ongoing financial health of borrowers, manage loan renewals, and ensure all credit files remain current and compliant.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level