Commercial Banking Associate

American Commercial Bank & Trust•Lisle, IL

1d•Onsite

About The Position

American Commercial Bank & Trust is currently seeking well-organized and client-focused candidates for our Commercial Banking Associate position, which is located in our Lisle, IL Office. The primary responsibility of the Commercial Banking Associate (CBA) is to provide a high level of service to Bank clients, prospects, and internal associates. This customer service role works in tandem with Commercial Loan Officers to compile and prepare loan presentation summaries in a timely and accurate manner. This individual will be responsible for processing approved loan requests from inception to closing, maintaining exception-free credit files, and managing a growing portfolio of loan and deposit clientele.

Requirements

3+ years of prior experience with processing and closing commercial loans for middle market clients
High level of client interaction
Ability to prioritize competing tasks
Strong written and verbal communication skills
Attention to detail and strong organizational skills
High level of responsiveness and follow-through with both internal and external customers
Strong problem-solving abilities and resourcefulness in finding solutions and answering challenges
Strong working knowledge of Microsoft Suite

Nice To Haves

Bachelor's degree in business preferred
Experience in the FIS Horizon banking platform and Loan Vantage preferred

Responsibilities

Acts as a liaison between Lenders, Clients and third parties to obtain and maintain documents required for new and existing loan underwriting and depository relationships.
Reviews documents which support underwriting such as organizational documents, title commitments, financial statements, appraisals, and construction draw documentation.
Support the Lending Officer(s) in monitoring HMDA and CRA reporting.
Maintain knowledge of the Bank's Loan Policy to ensure accuracy of loan presentations and of documentation.
Facilitate loan documentation and coordinate and conduct loan closings.
Open business accounts and review daily account activity reports.
Manage financial and collateral exceptions of assigned portfolio within bank standards.
Generate deposit account documentation and maintain knowledge of Treasury Management services.
Other projects and duties as assigned, including ongoing training and learning.