Commercial Banking Associate IV

MidFirst Bank•Fort Collins, CO

About The Position

The Commercial Banking Associate provides broad-based support to Lenders and Banking Officers, facilitating both lending and deposit operations. This role ensures efficient service, detailed documentation, and effective client relations by managing a variety of banking activities and administrative duties. This position is ideal for those seeking to deepen their understanding of commercial banking operations while contributing significantly to the success of the banking team. The Commercial Banking Associate will gain hands-on experience across a range of banking functions, preparing them for future growth within the organization. This role supports Commercial Bankers and Lenders within the Colorado Market by assisting with client management, opening and maintaining bank accounts, processing wires, portfolio oversight, and loan servicing. It involves collaborating with various departments across the Bank to address both internal and external customer needs.

Requirements

A minimum of ten years of loan processing or loan servicing experience in a similar financial environment
Minimum 6 months of cash handling, processing of transactional payments, and/or point of sale experience in a retail sales or service environment and/or previous banking experience.
High school diploma or equivalent required
Excellent customer service skills
Excellent written and oral communication skills
Excellent computer skills
Advanced expertise of commercial loan documentation is required.

Nice To Haves

some college business courses preferred

Responsibilities

Assist customers and Bank Officers with all aspects of lending operations, including but not limited to loan closings, organizing loan documents, processing loan fundings and payments, handling loan advances, monitoring loan reports, and clearing loan exceptions.
Collection of financial statements, request appraisals, provide service for client inquiries, and assist with the management of Lenders’ existing portfolio.
Submit loan applications to underwriting, pull credit and background checks, serve as a liaison between Lender and Credit Analysis, gather insurance information, and monitor upcoming loan maturities.
Aid customers and Bank Officers with deposit-related tasks such as opening new bank accounts, processing wire transfers, completing maintenance forms, handling account transfers, changes, or closures.
Assisting with online banking, monitoring daily overdrafts, ordering accessory products, and answering inquiries related to customer accounts.
Having a general understanding of Treasury Management products and retail bank operations.
Support Bank Officers and Lenders by performing administrative duties, including answering phones, general correspondence, covenant monitoring, borrowing base reviews, clearing past dues and exceptions, monitoring portfolio reports, maintaining asset quality, fraud monitoring, organizing and filing financial information, and ensuring all required paperwork is accurate and complete.
Handle other duties and projects, as assigned.