Commercial Banker- Macon

Vallant Bank • Macon, GA

2d • Onsite

About The Position

The Commercial Banker is responsible for increasing bank assets by developing quality commercial loans and deposit accounts, cross-selling bank products and services to customers through telephone contacts and personal visits, building long-term customer relationships, maintaining a positive service mentality, ensuring superior quality service in completing all customer transactions, matching the financial needs that achieve those customer goals with product and service solutions, and demonstrating an accurate knowledge of the bank's products and services. The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.

Requirements

• College Degree in Business Administration or related field
• More than five years prior work experience in the same or related position
• Basic knowledge of the bank's products and services
• Willingness to serve
• Ability to function efficiently in a network environment
• Working knowledge of Microsoft Office and SharePoint
• Ability to function efficiently on a general business level of math
• General accounting knowledge (i.e. debits, credits, and an understanding of the bank's account reconciliations)
• Ability to project a professional image by adhering to guidelines in the employee handbook
• Ability to collect, research, and analyze information skillfully
• Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgment
• Must be a leader by example, attentive to detail, work well with others and be responsive to supervisory guidance
• Ability to read credit reports and other tools necessary to accomplish position responsibilities
• Ability to read financial statements to include the balance sheet, profit & loss statement, and cash flow statement
• Ability to identify and interpret trends in financial data
• General knowledge of Generally Accepted Accounting Principles (GAAP) to include understanding the significant differences between Audited, Compiled, and Reviewed financial statements
• Clear understanding of the concepts of working capital. How is it defined? What are the working capital accounts? How does the operating cycle affect these accounts?
• Working knowledge of compliance guidelines for the bank and the industry.

Nice To Haves

• Successful completion of Large Bank Training program

Responsibilities

• Increasing bank assets by developing quality commercial loans and deposit accounts
• Cross selling bank products and services to customers through telephone contacts and personal visits
• Building long-term customer relationships
• Maintaining a positive service mentality
• Ensuring superior quality service in completing all customer transactions
• Matching the financial needs that achieve those customer goals with product and service solutions
• Demonstrating an accurate knowledge of the bank's products and services
• Supporting the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior