Commercial Banker
About The Position
We are looking for an ambitious, self-motivated individual to join our Commercial Lending team. Signing Bonus May Apply Adams Bank & Trust is a family-owned, regional bank with branches in Nebraska, Colorado, Kansas, and Arizona. We offer Commercial, Ag, and Retail products that allow our customers to utilize services both personally and and for their business. We are currently looking for a full time Commercial Banker to service customers in the Colby, KS area. We offer a competitive benefits package; including paid time off, 401k match, and health insurance. If you're an experienced lender looking for an opportunity to expand your skills while remaining community centered, apply today!
Requirements
- Experienced lender
Responsibilities
- Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures.
- Establishes, maintains and maximizes relationships with existing and potential customers.
- Profitably grows loans, deposits and fees.
- Ensures that credit quality guidelines are met/monitored.
- Maintains a portfolio of existing customers and maximizes relationships based on customer need.
- Gathers and oversees compilation of all needed information for loan application.
- Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application.
- Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal.
- Develops new business.
- Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate.
- Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms.
- Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority.
- Ensures loan agreements are complete and accurate according to policy.
- Assures timely loan closing and funding activities.
- Maintains updated loan documentation and loan files.
- Actively involved in community activities that promote Bank and/or assist with business development.
Benefits
- paid time off
- 401k match
- health insurance
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
